Safety & Soundness Bank Examiner

Federal Reserve Bank of New York; St. Louis (MO); On-site; USD 70,000 - 165,000; Full time

Benefits offered by this job

Medical options

Pension plan

401k with match

Paid vacation and holidays

Onsite facilities

Job summary

Federal Reserve Bank of St. Louis is seeking examiners to evaluate financial soundness, risk management, and regulatory compliance. The role involves leading or supporting bank examinations, preparing supervisory reports, and collaborating with cross-functional teams.

Candidates should have an examiner commission or federal/state certification, plus five years of banking experience. Travel is required 20–30% annually, and relocation to the Memphis, Louisville, or St. Louis offices may be needed.

Qualifications

• Bachelor’s degree in business or a commensurate field or commensurate experience.
• Examiner commission or certification granted by a federal or state regulatory agency.
• Five years’ relevant banking experience (e.g., lending, capital markets, Bank Secrecy Act, or related).
• Ability to lead or participate in bank examinations or bank holding company inspections, or key areas within those activities.
• Sound ability to create professional supervisory reports.
• Knowledge in finance, accounting, lending, banking operations or related fields.
• Interest in coaching, mentoring, and developing peers.
• Teamwork, strong collaboration and leadership abilities.
• Overnight travel is required 20-30% of the year (~50 nights).

Responsibilities

• Evaluate the soundness of an organization's financial condition, including capital, asset quality, earnings, liquidity and interest rate risk.
• Assess the effectiveness of risk management, including board and management oversight, policies & procedures, internal controls and MIS.
• Ensure compliance with banking laws and regulations.
• Lead or participate in bank examinations or bank holding company inspections, or key areas within those activities.
• Create professional supervisory reports with clarity and precision.
• Demonstrate knowledge in finance, accounting, lending, banking operations or related fields.
• Coach, mentor, and develop peers in a team environment.
• Work in a team setting, serving as a team member or team leader.
• Travel 20-30% annually; readiness to relocate within the 8th District.

Skills

Examiner commission/certification

Banking/financial experience

Team leadership/mentoring

Regulatory knowledge

Willingness to travel

Education

Bachelor’s degree in business or commensurate experience

Job description

Company Federal Reserve Bank of St. Louis Overview

Our Safety & Soundness unit is looking for individuals to join our team of Bank Examiners. An examiner commission through a federal or state regulatory agency is a relevant factor in consideration for these positions. However, if you lack an examiner commission, regulatory, banking, lending, capital markets, Bank Secrecy Act, fiduciary activities or related experience in the financial services industry will be considered. This position can be based in our St. Louis, MO, Louisville, KY, or Memphis, TN office. We value clear communication, financial and risk management analysis experience and individuals who enjoy working as a member of a team. Our people are diverse in background and ideas, which allows for ongoing creativity and innovation. Ultimately, they are the ones who push our high-performance, exchange-driven culture forward.

Responsibilities

• Evaluate the soundness of an organization's financial condition, including capital, asset quality, earnings, liquidity and exposure to interest rate risk.
• Assess the effectiveness of risk management, including board and management oversight, policies & procedures, internal controls and management information systems.
• Ensure compliance with banking laws and regulations.
• Ability to lead or participate in bank examinations or bank holding company inspections, or key areas within those activities.
• Sound ability to create professional supervisory reports.
• Knowledge in areas of finance, accounting, lending, banking operations or related fields.
• Interest in coaching, mentoring, and developing peers.
• Work in a team setting, serving as an enthusiastic team member or team leader.
• Overnight travel is required 20-30% of the year (approximately 50 nights).
• Must live in, or relocate to, the 8th District and work out of our Memphis, TN, Louisville, KY or St. Louis, MO, offices.
• Relocation incentives are available.
• This position will work onsite and is not eligible for remote status.

Qualifications

• Bachelor’s degree in business or business-related field or commensurate experience.
• Examiner commission or certification granted by a federal or state regulatory agency.
• Five years’ relevant banking experience (e.g., lending, capital markets, Bank Secrecy Act, or related experience). Candidates with less experience may be considered at a lower job grade or salary.
• Ability to lead or participate in bank examinations or bank holding company inspections, or key areas within those activities.
• Sound ability to create professional supervisory reports.
• Knowledge in areas of finance, accounting, lending, banking operations or related fields.
• Interest in coaching, mentoring, and developing peers.
• Work in a team setting, serving as an enthusiastic team member or team leader.
• Overnight travel is required 20-30% of the year (approximately 50 nights).

Total Rewards

• Salary: Non-commissioned examiners: $70,000 - $110,000
• Salary: Commissioned examiners: $100,000 - $165,000
• Medical (4 options)
• Prescription
• Dental (3 options)
• Vision Insurance with no waiting period
• 401k/Thrift Plan with generous employer match
• Employer-funded Pension Plan
• Paid Vacation/Sick Time and Holidays
• Flexible Spending Accounts and Healthcare Spending Accounts
• Life Insurance and Long Term Disability Insurance
• Tuition Reimbursement (undergraduate and graduate)
• Parental Leave
• Free onsite 24/7 Fitness Center
• Onsite Cafeteria and Coffee Shop (St. Louis location)
• Additional Convenience Benefits, Discounts and More…

Access to CSI and/or FOMC information is limited to U.S. citizens, lawful permanent residents, individuals who meet the definition of “protected individual” under 8 U.S.C. § 1324b(a)(3), and certain other nonimmigrants. All non-U.S. citizens authorized to access CSI and/or FOMC information must sign a declaration of intent to expeditiously become a U.S. citizen when eligible. All employees who require access to CSI and/or FOMC information are subject to periodic background investigations and must comply with all applicable information handling policies.

The Federal Reserve Bank of St. Louis is an Equal Opportunity Employer.

The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.

Privacy Notice OUR BANK has one of the most recognizable brands around the world. The Federal Reserve is the central bank of the United States—one of the world's most influential, trusted and prestigious financial organizations. The Federal Reserve is charged with the important mission of promoting a strong economy and a stable financial system and fulfills this responsibility by formulating national monetary policy, supervising and regulating banks and bank holding companies, and providing financial services for banks and the U.S. government. OUR PEOPLE are diverse in background and ideas, which allows for ongoing creativity and innovation. Ultimately, they are the ones who push our high-performance, exchange-driven culture forward.