Rotational Insurance Specialist Program — Early Career

Palomar; San Diego (CA); Hybrid; USD 60,000 - 70,000; Full time

Benefits offered by this job

Medical benefits

401k with 3.5% employer contributions

PTO + holidays

Professional development assistance

Social events

Job summary

Palomar is seeking recent graduates and early-career professionals to join its Rotational Insurance Specialist (RIS) Program beginning in September 2027. The 18-month path offers five capability-based rotations across Palomar’s departments, with mentor support, learning objectives, and formal feedback.

Rotations include Insurance Execution, Actuarial, Capital Strategy, Digital Insurance & AI, and Product & Portfolio Strategy, designed to accelerate development and prepare for future Palomar

Qualifications

• Bachelor's degree in a relevant field and a genuine interest in developing a career in insurance, risk management, or financial services.
• 0+ years of professional work experience (prior internship experience preferred) and the ability to begin the RIS Program in September 2027.
• Strong academic performance and demonstrated interest in insurance, risk, finance, data, or a related field.
• Curiosity and comfort operating across multiple departments and disciplines.
• Ability and willingness to relocate, if needed, and work in a hybrid environment aligned with the assigned team and rotation schedule (typically 2-3 days onsite per week).
• Professionalism, adaptability, and strong communication skills.
• Actuarial Rotational Program: coursework or demonstrated aptitude in mathematics, statistics, or actuarial science is preferred. Must be taking Actuarial exams to qualify.

Responsibilities

• Building insurance knowledge and exposure across multiple product lines
• Increasing business acumen through interaction with cross-functional teams
• Researching new product opportunities and their financial implications
• Key performance indicator (KPI) development
• Assisting with presentations and report preparation
• Customer account set-up and customer service activities
• At the conclusion of the 18-month program, Palomar determines the department each specialist is most interested in, evaluates performance and prepares a budget review based on that department's needs.
• Permanent placement decisions occur only after all three rotations are complete.

Skills

Relocation willingness

Hybrid environment experience

Education

Bachelor's degree in a relevant field

Job description

Palomar is seeking recent graduates and early-career professionals to join its Rotational Insurance Specialist (RIS) Program beginning in September 2027. The 18-month path offers five capability-based rotations across Palomar’s departments, with mentor support, learning objectives, and formal feedback.

Rotations include Insurance Execution, Actuarial, Capital Strategy, Digital Insurance & AI, and Product & Portfolio Strategy, designed to accelerate development and prepare for future Palomar