Rotational Analyst 2027

Rialto Capital; Miami (FL); On-site; USD 60,000 - 90,000; Full time

Job summary

Rialto Capital in Miami, FL seeks an entry-level CRE underwriting associate to evaluate real estate transactions affecting CMBS loans and support the firm's risk assessment.

You will underwrite loans, present analyses to senior management, conduct due diligence, and collaborate with brokers, attorneys, and borrowers. The role emphasizes AI-enabled productivity, accuracy, and the ability to manage multiple priorities, with occasional after-hours work.

Qualifications

• Bachelor's degree required in Finance, Real Estate, Economics, Business or related field.
• 0–2 years of CRE underwriting, loan servicing, or related experience preferred.
• Passionate about a career in commercial real estate.
• Desire to live in Miami, FL.
• Advanced proficiency in Microsoft Office (Excel, PowerPoint, Word).
• AI & Technology Fluency: using AI-enabled tools to enhance productivity and analysis.
• Excellent verbal, written, and interpersonal communication.
• Collaborative team player who can work independently.
• Highly organized with strong attention to detail.
• Reliable with ability to manage multiple priorities and meet deadlines.
• Results-driven with strong analytical and problem-solving skills.
• Flexibility to work outside standard hours when needed.

Responsibilities

• Evaluate real estate transactions affecting CMBS performing loans.
• Develop and support resolution strategies for non-performing loans.
• Assess, manage, and assist in liquidation of REO properties.
• Monitor risk factors and support CMBS loan re-underwriting process.
• Underwrite and assess risks for new acquisition and existing loans.
• Present underwriting analyses to senior management.
• Conduct due diligence and assist asset managers with business plans.
• Liaise with brokers, attorneys, and borrowers.
• Perform market research and analyze rent rolls and operating statements.
• Support reporting and compliance efforts; apply AI responsibly to improve workflows.

Skills

Analytical thinking

Communication skills

Team collaboration

Time management

Detail-oriented

Education

Bachelor's degree in Finance/Real Estate/Economics/Business or related fields

Tools

Microsoft Office Suite

Job description

KEY RESPONSIBILITIES

By department:

• Performing Loans – Evaluate real estate transactions affecting performing CMBS loans, including property leasing, ownership transfers, and hotel franchise changes.
• Loan Workout – Develop and support implementation of resolution strategies for non-performing and defaulted loans, including modifications, foreclosures, note sales, and forbearance.
• Real Estate Asset Management (REO) – Assess, manage, and support the liquidation of commercial real estate properties acquired through the resolution process.
• Surveillance – Monitor risk factors underlying Rialto's CMBS bond investments and support the firm's annual CMBS loan re-underwriting process.

General:

• Underwrite and assess risks for new acquisition loans and existing loans within Rialto's CMBS portfolio.
• Present underwriting analyses and recommendations to senior management.
• Conduct due diligence on borrower requests and assist Asset Managers in developing business plans and monetization strategies.
• Liaise with external parties including brokers, attorneys, and borrowers.
• Perform market research and analyze property financial statements, including rent rolls and operating statements.
• Support reporting and compliance efforts across assigned departments.
• Effective use of AI to support research, synthesize information, analyze data, develop insights, and streamline workflows. Apply critical judgment to validate AI-generated outputs for accuracy, relevance, and completeness to finalize deliverables. Use AI responsibly in accordance with company policies, confidentiality requirements, information-security standards, and applicable governance practices. Maintain awareness of evolving AI capabilities and identifies opportunities to appropriately integrate new tools into day-to-day work.

SPECIFICATIONS

• Bachelor's degree from an accredited university required; Finance, Real Estate, Economics, Business, or related fields preferred.

• 0-2 yrs of relevant experience in commercial real estate, underwriting, loan servicing, or a related field preferred, including internships.

• Passionate about pursuing a career in commercial real estate.

• Desire to live in Miami, FL.

• Advanced proficiency in Microsoft Office Suite, particularly Excel, PowerPoint, and Word.

• AI & Technology Fluency: Demonstrates proficiency in using AI-enabled and digital tools to enhance productivity, analysis, problem-solving, and work quality, applying critical judgment to validate and finalize outputs.

• Excellent verbal, written, and interpersonal communication skills, with the ability to present information clearly and concisely to a variety of audiences.

• Collaborative team player who works constructively with others to accomplish shared goals and identify solutions, while also able to work independently with minimal supervision.

• Highly organized and detail-oriented, with a strong commitment to accuracy, completeness, and accountability in all work product.

• Reliable and dependable, with the ability to manage multiple priorities simultaneously and consistently meet deadlines.

• Results-driven, with strong analytical and problem-solving skills and a focus on delivering high-quality outcomes in a timely manner.

• Flexibility to work outside of standard business hours as needed.

While performing the duties of this job, the Associate is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop. The Associate must occasionally lift and/or move up to 25 pounds. Evening or weekend work may be necessary to meet deadlines.

This description outlines the basic tasks and requirements for the position noted. It is not a comprehensive listing of all job duties.

Rialto Capital is committed to the principles of Equal Employment Opportunity. Our policy is to provide equal employment opportunity to all applicants and Associates without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity or expression, national origin, age (40+), disability, veteran status, genetic information (including family medical history), or any other legally protected status.

Our company uses E-Verify to confirm the employment eligibility of all newly hired employees.

To learn more about E-Verify, including your rights and responsibilities please visit: e-verify.gov.