Risk Management - Lead Credit Officer - Vice President

Testing Site - JPMC; Columbus (OH); On-site; USD 140,000 - 230,000; Full time

Job summary

JPMorganChase in Columbus, OH seeks a Vice President Portfolio Risk Manager to partner with markets and risk teams to manage the loan portfolio and align with risk appetite. You will analyze metrics, produce key risk reports, and oversee non-pass portfolios while coordinating with workout teams to implement strategies.

The role requires strong analytical and communication skills, with experience in risk management, portfolio analysis, and cross-functional collaboration.

Qualifications

• Minimum 5+ years in risk management, financial or portfolio analysis.
• Strong written and verbal communication with all levels.
• Advanced knowledge of MS Office (Word, Excel, PPT, SharePoint).
• Ability to work independently and manage deadlines.

Responsibilities

• Analyze division loan portfolio metrics monthly and publish two risk reports.
• Oversee portfolio via regulatory KPIs and KPIs; supervise non-pass loans.
• Align risk appetite and portfolio strategy with senior risk leaders.
• Review downgrades within credit authority and coordinate with markets.
• Identify emerging risks through portfolio reviews and market monitoring.
• Prepare ad hoc materials for the Division Risk Manager with other risk partners.
• Build strong working relationships with market leaders and risk teams.

Skills

Risk management

Portfolio analysis

Communication skills

Project management

Independent work

Education

Bachelor's degree in Business

Bachelor's degree in Finance

Bachelor's degree in Economics

Credit underwriting training program

Tools

MS Office Suite

SharePoint

Job description

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President Portfolio Risk Manager in Risk Management and Compliance, you will partner with the market, various risk teams, and workout teams to manage the loan portfolio utilizing various metrics, ensure clear alignment on divisional risk appetite and portfolio strategy, manage the non-pass portfolio as well as portfolio trends, transaction escalations, and gaps in delivery.

You will excel at presentation, communication and problem solving, have a passion for analyzing large chunks of information and identifying trends and risk issues, and then be able to form a concise view and strategy on how best to mitigate with help from the overall risk team.

Job Responsibilities

• Analyze the division loan portfolio and its key metrics monthly and then author and publish 2 critical risk reports that are reviewed monthly with the markets regarding the health of the division and specific market loan portfolio.

• Drive oversight of the division’s loan portfolio by managing to regulatory Key Risk Indicators and Key Performance Indicators and specializing in supervision of the non-pass portion of the loan portfolio.

• Align with assigned Division Risk Manager, Senior Risk Approver, and Underwriting Manager on a coordinated risk appetite, portfolio strategy, escalation process, and consistent communication to the markets.

• Review and approve downgrades within granted credit authority, for the non-pass portion of the portfolio, and consult with the market on appropriate strategies concerning stay/exit, and transfer deteriorating relationships to the workout teams when appropriate.

• Identify emerging risks in the loan portfolio through diligent analysis, review of portfolio metrics and trends, scheduled portfolio reviews as assigned, as well as staying current with market conditions and economic cycles.

• Prepare ad hoc materials or reports for the Division Risk Manager as assigned as well as interact with other functional Risk partners such as Legal, Compliance, Controls, Underwriting, and Sales.

• Form strong working relationships with market leaders and their teams as well as all related risk teams.

Required qualifications, capabilities, and skills

• Minimum 5+ years of demonstrated achievement in risk management, financial or portfolio analysis.

• Strong written and verbal communication skills and ability to interact and form strong working relationships with all levels of the organization is required

• Advance knowledge of MS Office Suite (Word, Excel, PPT, Sharepoint)

• Strong interpersonal skills - a highly motivated, confident, team player

• Ability to work independently & manage projects and deadlines

Preferred qualifications, capabilities, and skills

• A bachelor's degree in Business, Finance, Accounting, Economics, or equivalent work experience preferred

• Completion of a formal credit underwriting training program, having held credit authority in wholesale lending capacity, or equivalent experience underwriting and/or approving business loans.