Credit Officer Manager, Vice President in Commercial & Specialized Industries

Testing Site - JPMC; Plano (TX); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase in Plano, TX invites a senior-level Middle Market Credit Risk Manager, Vice President, to lead credit risk assessment, portfolio management, and policy adherence for commercial clients with revenues typically between $20M and $500M.

You will mentor teammates, partner with bankers, and drive risk-adjusted decisions in a fast-paced, growth-focused environment. Strong communication and leadership are essential.

Qualifications

• BA/BS/BBA degree is required.
• Completion of a major corporate or commercial bank credit training program (or equivalent experience) and understanding of bank credit policies.
• At least 8 years experience in commercial banking/lending including extensive credit analysis.
• Significant accounting and finance knowledge.
• Strong working knowledge of credit agreements and loan documentation.
• Excellent verbal and written, interpersonal, analytical and problem-solving skills.
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines.
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly.
• High initiative, self-direction, and ability to work well under pressure.]
• job_responsibilities_description["Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio.","Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.","Form well thought out, independent views and defend positions with partners and senior leadership.","Work proactively, in a constructive manner, with internal contacts to keep transactions moving.","Act with a sense of urgency and drive execution to meet internal and client deadlines.","Partner to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and the go-to person for credit/process.","Provide leadership in the market by mentoring, embracing change and participating in projects for the organization.","Demonstrate excellent communication skills and use them to sol
• CoT_job_summary_short
• COMPANY NAME: JPMorgan ChaseKEY POINTS: Credit risk management, leadership, cross-functional collaboration
• job_summary_short
• <p>JPMorgan Chase in Plano, TX seeks a Vice President-level Middle Market Credit Risk Manager to lead risk evaluation, structuring and portfolio oversight for commercial clients. You will mentor teammates, drive risk-adjusted decisions, and partner with bankers to balance credit quality with growth across diverse industries.</p><p>You will guide policy adherence, ensure rigorous credit analysis, and deliver timely credit solutions while meeting deadlines and regulatory expectations. The role emphasizes collaboration and strategic risk management in a fast-paced environment.</p>
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• fulltime
• location_type
• on site
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• Mid-level to VP Credit Risk Manager in Plano, TX: market rates for US commercial banking leadership, typical annual compensation bands around $140k–$190k gross.
• estimated_low
• 140000
• estimated_medium
• 160000
• estimated_high
• 190000
• currency
• USD
• frequency
• yearly
• bonus
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• hiring_department_name
• Risk Management and Compliance (Commercial & Specialized Industries Credit Risk Center)
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Responsibilities

• Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio.
• Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
• Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
• Work proactively, in a constructive, diplomatic manner, with internal contacts to keep transactions moving.
• Act with a sense of urgency and drive execution to meet both internal and client deadlines.
• Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and will be viewed as the “go-to” person for credit and credit process for all products.
• Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
• Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Skills

Credit analysis

Communication

Mentoring

Leadership

Problem solving

Collaboration

Project management

Financial analysis

Education

Bachelor's degree

Credit training program

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Middle Market Credit Risk Manager, Vice President in Commercial & Specialized Industries Credit Risk Center, you will be at the heart of our cross-functional team, delivering credit solutions to a diverse range of industries. You will assess and manage risks, balance sales and credit quality goals, and meet customer deadlines. You will be a key partner to the Bankers in the Market, and a leader within risk analysis. You will mentor less experienced team members and guide them in risk grading, credit request analysis, and documentation. Your role is critical in implementing policies and procedures to achieve our Risk Organization's mission. This role offers you the opportunity to make a significant impact on portfolio quality. This risk management positionsupports Commercial Banking clients with revenues generally between $20 million and $500 million. Chase's Middle Market Banking footprint covers 23,000 + clients with over 600 bankers in 26 states across the United States. Chase Middle Market Banking is the 3rd largest traditional Middle Market lender in the country, and a fast paced, rapidly growing segment of the Commercial Bank.

Job responsibilities

• Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio.
• Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
• Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
• Work proactively, in a constructive, diplomatic manner, with internal contacts to keep transactions moving.
• Act with a sense of urgency and drive execution to meet both internal and client deadlines.
• Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and will be viewed as the “go-to” person for credit and credit process for all products.
• Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
• Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.

Required qualifications, capabilities and skills

• BA/BS/BBA degree is required
• Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
• At least 8 years experience in commercial banking/lending including extensive credit analysis
• Significant accounting and finance knowledge
• Strong working knowledge of credit agreements and other loan documentation
• Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative, self-direction, and ability to work well under pressure