Risk Data Analyst [Integrated Risk Management]

remote work; EUA; Híbrido; USD 85 000 - 130 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Relocation support

Flexible work

Healthcare Coverage

Education Budget

Wellness Budget

Vacation Policy

Resumo da oferta

PLATA is seeking a Risk Data Analyst to join the Integrated Risk Management team. You will own credit risk management, build forecasting and risk models, and implement a comprehensive framework across the portfolio.

The role involves analyzing CNBV/Banxico and Basel/IFRS frameworks to align PLATA processes with best practices and communicating insights through compelling visuals. The ideal candidate has 3+ years in risk/data analysis, strong SQL/Python skills, and experience with

Qualificações

• 3+ years in risk and data analysis, preferably in credit organizations or consultancy
• Bachelor’s in STEM, finance, or economics; Master’s preferred
• Strong analytical and quantitative abilities; experience in statistical analysis
• Proficiency in SQL and Python (R also helpful); knowledge of Tableau/Apache Superset and Excel
• Self-starter who can work independently and in a team; fast-paced environment
• Excellent presentation and communication skills for non-technical audiences
• English level B1+ for international collaboration

Responsabilidades

• Take ownership of credit risk management as a key domain and oversee credit, liquidity, FX, and strategic risks as 2nd line of defense
• Accurately calculate unit economics of credit products and identify risk drivers for strategic decisions
• Develop, implement, and automate a comprehensive risk management framework
• Analyze frameworks (CNBV, Banxico, Basel, IFRS) and apply best practices to PLATA processes
• Evaluate internal and external data to identify threats; build econometric models to predict portfolio dynamics
• Create effective data visualizations and presentations to communicate findings and drive actions

Conhecimentos

SQL

Python

Tableau

Excel

Data visualization

Statistical analysis

R

Formação académica

Bachelor's degree in STEM/finance/economics

Master's degree advantageous

Ferramentas

Apache Superset

Descrição da oferta de emprego

We are looking for a Risk Data Analyst.

The Integrated Risk Management team is managing risk profile of the company. Identifying financial risks and management advisory on their mitigation. Providing service of developing forecasting and risk models for the Company's financial portfolio and implementation in the Company's processes.

Challenges that await you

• Take ownership of credit risk management as a key domain, oversee the management of credit, liquidity, FX, and strategic (business plan) risks, acting as the 2nd line of defense in the organization’s risk management structure
• Accurately calculate the unit economics of credit products, with a deep understanding ofcredit risk drivers, to deliver essential insights for strategic decision-making
• Develop, implement, and automate a comprehensive risk management framework, integrating it effectively into organizational documents and processes
• Analyze the methodology of Mexican (CNBV, Banxico) and global (Basel, IFRS) frameworks to apply best practices to PLATA’s processes
• Evaluate internal and external data to identify potential threats to the PLATA loan portfolio, construct econometric models to predict portfolio dynamics, and detect unusual behavior
• Create effective data visualizations and presentations to communicate findings and drive necessary actions among managers

What makes you a great fit

• A minimum of 3 years’ experience in risk and data analysis, preferably within credit organizations or consulting; experience in integrated risk management is a plus
• Bachelor’s degree in STEM, finance, or economics; a Master’s degree is highly advantageous
• Exceptional analytical and quantitative abilities, with expertise in statistical analysis, data modeling, and extracting insights from complex data sets
• Proficiency in SQL and Python (/R) is essential, complemented by knowledge of Tableau (/Apache Superset) and Excel
• A self-starter with the capability to work both independently and as part of a collaborative team in a fast-paced, evolving environment
• Outstanding presentation and communication skills, adept at conveying intricate data concepts to non-technical audiences
• B1 or higher English level for effective communication with an international team

Our ways of working

• Innovative Spirit: a commitment to creativity and groundbreaking solutions
• Honest Feedback: valuing open, transparent communication
• Supportive Team: a strong, collaborative community
• Celebrating Achievements: recognizing our wins together
• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits

• Relocation support to one of our hubs — Mexico, Cyprus, Spain, Serbia — with assistance for the employee and their family
• Flexible workfrom one of our offices or remote
• Healthcare Coverage
• Education Budget: Language lessons, professional training and certifications
• Wellness Budget: Mental health and fitness activity reimbursements
• Vacation Policy: Annual leave and paid sick leave as per applicable policies