Risk data analyst for credit products

Banco Plata; United States; Híbrido; USD 90.000 - 130.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Relocation support

Healthcare Coverage

Education budget

Wellness budget

20 days vacation

Descripción de la vacante

Banco Plata ищет аналитика по риску и данным для управления портфелем рисков и поддержки управленческих решений. Ваша работа будет охватывать кредитный риск, ликвидность и глобальные рыночные риски, требуя взаимодействия с командой в международной среде.

Требуется опыт не менее 3 лет в рисках и анализе данных, владение SQL и Python, а также навыки работы с Tableau/Superset и Excel. Рассматривается гибридный формат работы, с возможностью удалённой занятости.

Formación

• Минимум 3 года опыта в рисках и анализе данных, желательно в кредитной организации или консалтинге.
• Степень бакалавра в STEM, финансах или экономике.
• Отличные аналитические и количественные навыки, работа с данными и моделированием.

Responsabilidades

• Взять на себя управление кредитным риском как ключевой области.
• Расчет экономической эффективности кредитных продуктов и выявление факторов риска.
• Разработка и автоматизация рамок риск-менеджмента и внедрение в процессы компании.

Conocimientos

SQL

Python

Data analysis

Risk management

Tableau

Excel

Educación

Бакалавр STEM/финансы/экономика

Herramientas

SQL

Python

R

Tableau/Superset

Excel

Descripción del empleo

Описание

We are looking for a Risk Data Analyst. The Integrated Risk Management team is managing risk profile of the company. Identifying financial risks and management advisory on their mitigation. Providing service of developing forecasting and risk models for the Company's financial portfolio and implementation in the Company's processes.

Задачи

• Take ownership of credit risk management as a key domain, oversee the management of credit, liquidity, FX, and strategic (business plan) risks, acting as the 2nd line of defense in the organization's risk management structure
• Accurately calculate the unit economics of credit products, with a deep understanding of credit risk drivers, to deliver essential insights for strategic decision-making
• Develop, implement, and automate a comprehensive risk management framework, integrating it effectively into organizational documents and processes
• Analyze the methodology of Mexican (CNBV, Banxico) and global (Basel, IFRS) frameworks to apply best practices to PLATA's processes
• Evaluate internal and external data to identify potential threats to the PLATA loan portfolio, construct econometric models to predict portfolio dynamics, and detect unusual behavior
• Create effective data visualizations and presentations to communicate findings and drive necessary actions among managers

Требования

• A minimum of 3 years' experience in risk and data analysis, preferably within credit organizations or consulting
• Bachelor's degree in STEM, finance, or economics
• Exceptional analytical and quantitative abilities, with expertise in statistical analysis, data modeling, and extracting insights from complex data sets
• Proficiency in SQL and Python (/R) is essential, complemented by knowledge of Tableau (/Apache Superset) and Excel
• A self-starter with the capability to work both independently and as part of a collaborative team in a fast-paced, evolving environment
• Outstanding presentation and communication skills, adept at conveying intricate data concepts to non-technical audiences
• B1 or higher English level for effective communication with an international team
• Будет плюсом: experience in integrated risk management is a plus; A Master's degree is highly advantageous

Условия

• Innovative Spirit: a commitment to creativity and groundbreaking solutions
• Honest Feedback: valuing open, transparent communication
• Supportive Team: a strong, collaborative community
• Celebrating Achievements: recognizing our wins together
• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
• Relocation support to one of our hubs - Mexico, Cyprus, Spain, Serbia - with assistance for the employee and their family
• Flexible work from one of our offices or remote
• Healthcare Coverage
• Education Budget: Language lessons, professional training and certifications
• Wellness Budget: Mental health and fitness activity reimbursements
• Vacation policy: 20 days of annual leave and paid sick leave