Risk & Insurance Associate

Default Brand; Sarasota (FL); On-site; USD 60,000 - 80,000; Full time

Job summary

Default Brand located in Sarasota, Florida is seeking a candidate to assist with various insurance-related tasks in commercial real estate. Responsibilities include preparing insurance data, collaborating with brokers, and ensuring compliance with risk management policies.

The ideal candidate should possess a bachelor’s degree and have 3–5 years of experience in insurance or risk management. Proficiency in Microsoft Excel and strong analytical skills are required. The role offers a dynamic environment requiring interaction with various stakeholders.

Qualifications

• 3–5 years of experience in insurance, risk management, or commercial real estate operations.
• Basic understanding of commercial property and casualty insurance.
• Familiarity with leases, vendor agreements, and insurance compliance requirements.

Responsibilities

• Assist with the preparation and maintenance of insurance data and reports.
• Collaborate with insurance brokers and carriers on renewal strategies.
• Support vendor and tenant onboarding processes for insurance compliance.

Skills

Analytical skills

Organizational skills

Communication skills

Proficiency in Microsoft Excel

Education

Bachelor’s degree in Risk Management, Finance, Business Administration, or related field

Tools

Data/reporting tools

Job description

• Assist with the preparation, maintenance, marketing, and updates of insurance data and reports needed for commercial real estate insurance renewals, audits, and inspections.
• Assist with completion of insurance applications and document gathering as part of insurance procurement and underwriting processes, including property data, construction details, and loss history.
• Collaborate with insurance brokers, carriers, and industry professionals on renewal strategies to achieve optimum outcomes for the real estate portfolio.
• Assist with maintenance and analysis of the organization’s schedule of insurance (SOI), including binders and policies, to ensure data integrity and support renewal strategy across properties and assets.
• Assist with identification and mitigation of risks and risk trends impacting the portfolio, including property damage, liability exposures, tenant operations, and construction‑related risks.
• Assist with preparation of risk reports, Total Cost of Risk (TCOR) analyses, and financial reports tied to real estate assets and operations.
• Collaborate and assist internal team members and external stakeholders with insurance‑related inquiries.
• Support vendor and tenant onboarding processes to ensure insurance compliance obligations are met, including certificates of insurance (COIs), lease requirements, and contractual risk transfer provisions.
• Assist with organizational safety, loss prevention, and compliance initiatives across the property portfolio, including tracking required actions for insurance renewals.
• Contribute toward a proactive, risk‑focused team environment by collaborating cross‑functionally on real estate risk and insurance topics.
• Perform any additional risk and insurance tasks, as needed.

Preferred Qualifications

• Bachelor’s degree in Risk Management, Finance, Business Administration, Real Estate, or a related field.
• 3–5 years of experience in insurance, risk management, or commercial real estate operations.
• Basic understanding of commercial property and casualty insurance (property, general liability, umbrella/excess, builder’s risk).
• Familiarity with leases, vendor agreements, and insurance compliance requirements in a real estate environment.
• Strong analytical, organizational, and communication skills.
• Proficiency in Microsoft Excel and data/reporting tools.
• Exposure to a diverse commercial real estate portfolio (e.g., retail, office, industrial, mixed‑use, development projects, and hotels).
• Interaction with brokers, insurers, property managers, asset managers, tenants, vendors, and lenders.
• Involvement in insurance programs supporting acquisitions, development, and ongoing operations.
• Fast‑paced environment aligned with renewal cycles, audits, and portfolio activity.

Equal Opportunity Employer
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