Risk & Analytics Manager

yamahaexternalcareersite; Marietta (GA); On-site; USD 95,000 - 130,000; Full time

Benefits offered by this job

401(k) and Profit Sharing

Fertility Benefits

37.5-hour workweek

Medical, Dental, Vision

Life and AD&D Insurance

Wellness Program

Short-Term Disability (hourly roles)

Long-Term Disability

Student Debt Repayment Benefits

Ability to borrow Yamaha product

Reports to: Department Manager

Job summary

Yamaha Motor Finance US seeks a Risk & Analytics Manager to lead strategic analysis within the Analytics Center of Excellence. You will build analytical methods to evaluate portfolio decisions, study loss performance factors, and support CRM analytics.

You’ll manage a team of up to 3 analysts and deliver insights to guide Credit Risk and business strategy. You will design and implement quantitative analyses, including vintage analysis, portfolio segmentation, and scoring enhancements, partnering

Qualifications

• Bachelor's degree or higher in a quantitative field.
• 4–6 years of analytical work experience with some leadership responsibility.
• Strong presentation skills and ability to explain analytics findings to Senior Management.
• Interpersonal and planning skills across management levels.
• Strong attention to detail.

Responsibilities

• Manage and develop a team of up to 3 risk and strategy analysts to provide analytical and reporting support across Risk, Accounting, Operations, Compliance, Sales, Marketing, and FP&A.
• Drive strategy design and optimization through quantitative analysis, statistical modeling, and performance monitoring across the finance portfolio.
• Apply advanced analytical approaches to develop and refine management strategies and provide actionable insights.
• Use Data Mining, AI and ML to evaluate and enhance business performance.
• Design and implement business strategies and track post‑implementation performance outcomes.

Skills

Leadership

Analytical thinking

Statistical modeling

Communication

Data analysis

Cross-functional collaboration

Education

Bachelor's degree in Business Administration, Statistics, Economics, Mathematics, or another quantitative field

Tools

SQL

SAS

Python

Job description

Yamaha Motor Finance US has an exciting opportunity for a strong Risk & Analytics Manager to lead strategic analysis within the Analytics Center of Excellence. Responsibilities include, but are not limited to, building analytical and statistical methods to evaluate portfolio decisions, investigating loss performance factors, developing operations strategy and supporting CRM analytics. This role will manage and develop a team of up to 3 analysts and provide critical insights to support YMFUS' Credit Risk and business strategies. Key areas of focus include originations, portfolio management strategy/criteria design, vintage analysis, portfolio segmentation, operations strategy, demographic analysis, and modeling to optimize portfolio performance.

What you’ll be doing:

• Manage and develop a team of up to 3 risk and strategy analysts to provide analytical and reporting support across all YMFUS functions including Risk, Accounting, Operations, Compliance, Sales, Marketing, and FP&A.
• Drive key business initiatives including strategy design and optimization through quantitative analysis, statistical modeling, and performance monitoring across the finance portfolio.
• Apply advanced technical and analytical approaches to develop and refine management strategies. Conduct in-depth analyses to provide actionable insights and recommendations.
• Use Data Mining, Artificial Intelligence and Machine Learning technologies to evaluate and enhance business performance.
• Design and implement business strategies and evaluate their effectiveness through post-implementation tracking and analysis of performance outcomes.
• Build and maintain processes for tracking, forecasting, and managing portfolio performance, while supporting financing programs and ensuring effective coordination with vendors, dealers, and internal stakeholders.
• Collaborate cross-functionally on strategic initiatives, including scorecard development, decision engine optimization, and system enhancements. Gather and define requirements with internal and external stakeholders.
• Evaluate the adequacy of internal processes to minimize regulatory exposure, drive efficiency, and reduce credit risk losses.
• Create reports or dashboards as needed.

What you’ll need:

• Bachelor's degree in Business Administration, Statistics, Economics, Mathematics, or another quantitative field
• Minimum of 4–6 years of analytical work experience, including some leadership or managerial responsibility.
• Strong presentation skills and ability to explain analytics findings to Senior Management
• Interpersonal and planning skills with the ability to interact seamlessly with all levels of management.
• Strong attention to detail

Preferences:

• Coding experience (ex. SQL, SAS, Python)
• Proven experience in offering thought leadership to solve business problems
• Experience in Auto, Motorcycle, or other consumer lending
• Desire to work in a fast-paced environment

Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!

What’s in it for you:

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits

• Ability to borrow Yamaha product

  Reports to: Department Manager

  Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.