Risk Analyst II

yamahaexternalcareersite; Kennesaw (GA); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

401(k) and Profit Sharing

Fertility Benefits

Medical, Dental, Vision

Life and AD&D Insurance

Wellness Program

Short-Term Disability Coverage (for on

Long-Term Disability

Student Debt Repayment Benefits

Ability to borrow Yamaha product

Job summary

Yamaha Motor Finance – US is seeking a Risk Analyst II to support advanced analytics, analyze portfolio risk, forecast losses, and help shape credit risk strategies with data-driven insights.

The role requires a quantitative degree, 1+ year data analysis experience, Excel proficiency, and strong communication skills; coding in SQL/SAS/Python is a plus. Expect on-site work with a collaborative, fast-paced environment.

Qualifications

• Bachelor’s degree in a quantitative field.
• 1+ year of data analysis, forecasting, or modeling experience.
• Proficiency in Excel required.
• Strong communication and presentation skills.

Responsibilities

• Analyze portfolio performance and forecast losses to identify risk trends.
• Perform quantitative analysis and statistical modeling of credit, collateral, and customer performance.
• Support design and optimization of credit risk strategies across originations and portfolio management.
• Develop reports and dashboards to provide actionable insights.
• Collaborate with internal stakeholders and external vendors on data and scorecards.

Skills

Excel

Data analysis

Statistical modeling

Communication

Education

Bachelor's degree in a quantitative field

Tools

SQL

SAS

Python

Job description

Yamaha Motor Finance – US has an exciting opportunity for a Risk Analyst II to support advanced analytics within the organization. This role will be responsible for analyzing and evaluating portfolio risk, forecasting losses, and supporting strategies to minimize credit and financial exposure while improving business performance. The position will provide analytical support to help shape YMFUS’ Credit Risk strategies and broader business initiatives through data-driven insights and modeling.

What you’ll be doing:

• Analyze portfolio performance, forecast losses, and identify trends impacting credit risk and business outcomes.
• Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance.
• Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management.
• Develop and maintain reports, dashboards, and recurring analytics to provide actionable insights.
• Partner with internal stakeholders and external vendors to support data, scorecards, and decision engine management.
• Conduct economic, industry, and portfolio trend analysis to inform strategic decision-making.

What you’ll need to be successful:

• Bachelor’s degree in Business Administration, Statistics, Economics, Mathematics, or other quantitative field
• 1+ years of experience in data analysis, modeling, or forecasting
• Proficiency in Excel
• Strong communication and presentation skills
• Strong attention to detail and accuracy

Preferences:

• Coding experience (ex. SQL, SAS, Python)
• Exposure to credit scoring models or decision engines
• Experience with portfolio segmentation, vintage analysis, or loss forecasting
• Desire to work in a fast-paced environment

Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!

What's in it for you:

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5-hour workweek
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Reports to: Department Manager

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.