Risk Analyst I

Maverick Payments; Texas; On-site; USD 34,000 - 39,000; Full time

Benefits offered by this job

Competitive salary and bonuses

Health, vision, and dental insurance

401K with 4% match

Paid time off and holidays

Career development opportunities

Job summary

Maverick Payments in Houston, TX is seeking a Risk Analyst I to oversee merchant accounts and mitigate financial risk. You will conduct regular reviews, monitor compliance, investigate unusual activity, and support risk decisions under the Manager, Risk.

Ideal candidates have 1–3 years in risk management within the acquiring industry and experience with underwriting tools such as Equifax, TIN Check, MATCH, GIACT, and Merlink. On-site in the Greater Houston area with competitive pay and benefits.

Qualifications

• High School Diploma or equivalent.
• 1-3 years of experience in Risk Management within the acquiring industry.
• Experience with underwriting and due diligence tools (Equifax, TIN Check, MATCH, GIACT, Merlink, etc.).
• Experience working in a call center environment.

Responsibilities

• Conduct daily, weekly, monthly reviews of merchant activity focusing on credit risk, variations, disputes and fraud patterns.
• Proactively monitor merchant activities for compliance with laws, rules, regulations and policies.
• Investigate abnormal processing patterns and recommend appropriate actions.
• Review financial, credit and publicly available information to support decisions.
• Evaluate merchant industry type, processing volume, refunds, delivery times and disputes to assess risk.
• Answer internal and external inquiries related to risk.
• Perform other duties as assigned.

Skills

Risk Management

Call center experience

Education

Bachelor's Degree (Finance/BA)

Tools

Equifax

TIN Check

MATCH

GIACT

Merlink

Job description

Exciting Opportunities at Maverick Payments!

Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!

About Us

Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.

About The Position

Working under the direction of the Manager, Risk, the Risk Analyst I is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines. The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.

• Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
• Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
• Investigating abnormal processing patterns and recommending appropriate actions.
• Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
• Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
• Answering internal and external inquiries specific to risk.
• Other duties as assigned

Qualifications

• High School Diploma or equivalent.
• 1-3 years of experience in Risk Management within the acquiring industry
• Experience with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, MATCH, GIACT, Merlink, etc.).
• Experience working in call center environment.

Preferred

• Bachelor’s Degree, Finance, Business Administration, or similar.
• Experience with working in high-risk verticals.

What We Offer

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs & Company Sponsored Events
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

Pay Range: $25 - $28 /hr.

This position will consider candidates to report on site in the Greater Houston area.

Maverick Payments is an Equal Opportunity Employer.

Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.

Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.

Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.

Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.