Returns Specialist I

Woodforest National Bank; The Woodlands (TX); On-site; USD 42,000 - 52,000; Full time

Job summary

Woodforest National Bank in Texas-The Woodlands is seeking a Returns Specialist I to provide administrative and customer service support for deposit operations bookkeeping, focusing on rejected transactions and remotely created check disputes.

This entry-level role requires 1–2 years in banking or financial services operations, basic accounting knowledge, and strong data entry skills. The position offers a full-time schedule and opportunities to grow within a privately owned, employee-owned bank.

Qualifications

• 1–2 years of banking or financial services operations experience.
• Bookkeeping or deposit operations experience preferred.
• High School Diploma or equivalent required.

Responsibilities

• Reviews deposits; posts rejected items to correct accounts; ensures items balance daily.
• Processes payments to cover negative balances or branch approvals.
• Prioritizes daily functions to meet service level agreements.
• Processes chargebacks and related notifications; manages holds as needed.
• Reconciles end-of-day work and saves completed packets.

Skills

Data entry

Analytical skills

Customer service

Attention to detail

Time management

Education

High School Diploma or equivalent

Tools

Microsoft Office

Banking software

Job description

Take the next step toward your new career today!

Become a part of the diverse and inclusive team within our nationally recognized award-winning Bank that is one of the strongest in the nation. Woodforest National Bank is privately owned, and our Employee Stock Ownership Plan is the largest shareholder. We focus on building relationships and discovering opportunities to better serve our communities and understand the financial needs of every customer we serve. At Woodforest we care and prove it by volunteering with local charities and foodbanks to give back to the communities we serve. By joining Woodforest you will become a part of one of the largest employee-owned banks in the country!

The Returns Specialist I is responsible for providing administrative and customer service support for deposit operations bookkeeping functions with a primary focus on rejected transactions, remotely created check disputes, stop payment suspect items, and special return items.

Key Responsibilities

• Reviews reports on invalid, closed and frozen accounts; posts rejected items to the correct accounts; and ensures daily items are balanced.
• Processes payments for customer items when deposits are made to cover negative balances or branch approval is received.
• Prioritize daily functions to meet strict Service Level Agreements.
• Process chargeback items, to include sending out large dollar notifications, and removing/placing holds accordingly.
• Reconcile end of day work-scan and save completed packets daily.

Competencies Required

• Solid technology aptitude including proficiency with 10 key functions and Microsoft Office (Excel, Word, Outlook, SharePoint, Access).
• Proficiency with 10-key by touch and Microsoft Office (Excel, Word, Outlook, SharePoint, Access), and the ability to quickly learn and navigate banking software applications and systems.
• Excellent organizational and data entry skills, with the ability to multi-task, maintain accuracy, and met deadlines in a fast paced, high volume environment.
• Good written and verbal communications skills.
• Customer service orientation with effective problem-solving abilities and strong analytical skills.
• Self-starter possessing the ability to work independently while supporting a team environment.
• Strong attention to detail and high concern for data accuracy.
• Ability to follow directions and apply proper policies, procedures and guidelines.
• Ability to work flexible hours; demonstrated good attendance and punctuality.
• Basic accounting knowledge including account reconciliation.
• Desire to achieve individual and team goals.

Job

Operations

Primary Location

Texas-The Woodlands

Schedule

Full-time

Work Locations

TX - Operations Center-0100

Unposting Date

Ongoing

Organization

Texas - Houston

Minimum Qualifications/Experience

• 1-2 years of banking or financial services operations experience.
• Bookkeeping or deposit operations experience preferred.

Formal Education & Certification

• High School Diploma or equivalent required.

Work Status

• Full-Time.

Supervisory Responsibility

• None.

Travel

• 0% - Negligible amount of travel expected.

Working Conditions

• Conditions involve lifting no more than ten pounds, sitting most of the time, but may involve walking, moving, or standing for brief periods, and occasionally lifting and carrying articles like files, ledgers, folders, etc.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Nothing herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

Woodforest is an Equal Opportunity Employer, including Disability and Veterans.