Retirement Income & Annuity Solutions Specialist

Capstone Financial, LLC; Chesterfield (MO); On-site; USD 70,000 - 110,000; Full time

Job summary

Synergy Wealth Solutions is seeking a Retirement Income & Annuity Specialist to serve as a key resource for our financial advisors, wealth management teams, and client service partners. You will help advisors identify planning opportunities, compare product solutions, build proposals, support applications, and deliver a better experience for clients approaching or living in retirement.

The role focuses on annuity products, retirement income strategies, insurance solutions, case design, advisor

Qualifications

• Active Life & Health Insurance License
• 3+ years of experience in annuities, life insurance, retirement planning, wealth management, financial services, or advisor sales support
• Strong understanding of annuity products, retirement income concepts, insurance planning, and financial advisor workflows
• Ability to explain complex planning strategies, product features, and case recommendations in clear, practical language
• Excellent communication, relationship‑building, organization, and follow‑through skills

Responsibilities

• Serve as a firmwide resource for annuities, retirement income planning, life insurance concepts, and income distribution strategies.
• Consult with financial advisors on fixed, indexed, income, variable annuity, RILA, and protection-based solutions.
• Support case design, product comparisons, illustrations, proposals, and client-facing recommendations.
• Assist with annuity applications, new business processing, case management, suitability requirements, and placement support.
• Partner with advisors to uncover planning opportunities related to retirement income, tax deferral, risk management, guaranteed income, and asset protection.
• Deliver training, product updates, market insights, and practice development ideas to advisors and staff.
• Coordinate with Operations, Compliance, wholesalers, carrier partners, broker‑dealer resources, and wealth management teams to ensure a smooth business process.
• Help increase advisor utilization of annuity and insurance solutions while driving firmwide production growth.

Skills

Annuity products

Retirement income concepts

Insurance planning

Communication

Relationship building

Job description

Synergy Wealth Solutions is seeking a Retirement Income & Annuity Specialist to serve as a key resource for our financial advisors, wealth management teams, and client service partners. You will help advisors identify planning opportunities, compare product solutions, build proposals, support applications, and deliver a better experience for clients approaching or living in retirement.

The role focuses on annuity products, retirement income strategies, insurance solutions, case design, advisor