Retail Mortgage Loan Originator

Truist; Bethesda (MD); On-site; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a motivated Retail Mortgage Loan Originator to drive sales and marketing of mortgage products. This role involves executing effective marketing strategies, providing expert mortgage advice, and ensuring compliance with banking policies. The ideal candidate will have a solid background in banking or lending, strong communication skills, and a passion for helping clients navigate their mortgage needs. Join a team that values diversity and offers a comprehensive benefits package, including health insurance, retirement plans, and more. If you're ready to make an impact in the financial services industry, this opportunity is perfect for you.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401k Plan

Paid Time Off

Holidays

Disability Insurance

Life Insurance

Qualifications

• 1+ years of experience in banking or lending with knowledge of residential properties.
• Strong organizational and communication skills are essential.

Responsibilities

• Execute mortgage marketing plans to meet production goals.
• Provide sound mortgage advice based on client needs.

Skills

Banking Experience

Sales Skills

Communication Skills

Negotiation Skills

Organizational Skills

Education

Bachelor's Degree in Business or Marketing

Equivalent Sales Experience

Tools

Mortgage Software

Microsoft Office Suite

Job description

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Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures, as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services and insurance products.

Essential Duties And Responsibilities

1. Execute effective mortgage marketing and development plans to meet or exceed mortgage production goals.
2. Maintain thorough knowledge of Mortgage Strategies, Policies, Procedures, and secondary market investor guidelines used by Truist.
3. Adhere to all Truist policies and procedures, especially those related to legal and regulatory compliance.
4. Provide sound mortgage advice based on client needs and Truist Mortgage products.
5. Execute Truist's referral process by introducing clients to other bank solutions for deeper relationships.
6. Assist Mortgage Loan Fulfillment with document follow-up through quality control or post-closing review.

This position is paid solely on commissions based on the applicable standard rate and terms, which may include a salary draw.

Qualifications

Required Qualifications:

• At least 1 year of experience in banking or lending with basic knowledge of residential properties.
• Good organizational, written, and verbal communication skills.
• Interpersonal and negotiation skills.
• Proficiency in relevant computer applications.
• Must comply with SAFE Mortgage Licensing Act within 30 days of employment, including background checks.

Preferred Qualifications:

• Bachelor's degree in Business, Marketing, Accounting, or related fields, or equivalent sales experience.
• Two or more years of residential mortgage lending experience with local market knowledge.
• Previous sales awards and leadership roles.

Other Job Requirements / Working Conditions

• Sitting, standing, walking, bending, lifting up to 25 lbs.
• Accessing and interpreting client info, communication skills for in-person and phone interactions.
• Work hours include overtime as needed.
• Travel up to 75%.

Benefits

Eligible employees working 20+ hours/week may access benefits including medical, dental, vision, life insurance, disability, savings accounts, 401k, paid time off, holidays, and possibly pension and stock options, depending on the division.

Equal Opportunity Statement

Truist is an Equal Opportunity Employer, committed to diversity and inclusion. We do not discriminate based on race, gender, age, disability, or other protected classes.