Retail Management Trainee

Everwise Credit Union; Meridian (MS); On-site; USD 32,000 - 42,000; Full time

Job summary

Everwise Credit Union in Meridian, MS is seeking a Trainee to learn branch operations, compliance, risk management and security while delivering high quality member service and assisting members with financial needs. The goal is to develop the skills to become a Branch Manager.

You will support branch management, learn deposits, loans, account processing, and everyday controls, while participating in ongoing education and eventually float to multiple branches after training.

Qualifications

• Excellent verbal and written communication skills.
• Strong coaching and leadership capabilities.
• Good understanding of branch operations, procedures and security policies.

Responsibilities

• Support Branch Management and participate in projects and events to promote the credit union.
• Make quality decisions regarding deposits and loans following procedures.
• Process new/existing accounts and basic lending functions.
• Resolve problems through research and follow-up to ensure member satisfaction.
• Meet personal performance goals as directed by District Managers.
• Assist teller staff with operational support and member service.
• Participate in continuing education as assigned.
• Possible float to multiple branches after 4–6 months of training.
• Other duties to ensure efficient branch operations.

Skills

Communication

Leadership

Branch operations

Self-driven

Goal oriented

Prioritization

Education

Bachelor’s degree

High School Diploma / GED

Tools

Office software

Job description

Position Summary

The Trainee essential responsibility is learning branch operations, compliance, risk management, security, and operational controls while providing high quality member service and assisting members with financial needs building relationship while developing the skill to recommend the appropriate credit union products and services, with a goal of gaining knowledge and experience required to become a Branch Manager for the credit union.

Primary Responsibilities & Duties

• Responsible for assisting and supporting Branch Management by acting as a service center leader actively participating in projects and events to promote and bring awareness to the credit union.
• Responsible for making quality decisions regarding deposits and loans while following all the proper procedural and regulatory requirements.
• Responsible for following established guidelines and procedures while processing new and existing accounts, IRAs, CDs, HSAs, loan applications, and all other basic lending functions.
• Responsible for complex problem solving through research, using open-ended questions, and consistent follow-up to ensure member satisfaction.
• Responsible for individual performance goals and results as directed by the District Managers.
• Responsible for providing operational and member service assistance to the teller staff.
• Participate in continuing education as assigned.
• Responsible for floating-assisting multiple branches within the credit union once the initial 4–6-month training period is completed.
• Assumes other miscellaneous responsibilities as assigned for the efficient operation of the branches.

Specific Skills

• Excellent human relations skills including verbal and written communication skills.
• Clear understanding of Everwise philosophy, vision, and strategic objectives; as well as the ability to communicate it to others.
• Strong coaching, development and leadership skills and have a basic understanding of Human Resource practices.
• Strong background/understanding of branch operations, procedures, and security policies.
• Positive leader of change and foster open communication.
• Self-driven.
• Able to meet and exceed goals.
• Able to organize and prioritize daily tasks.
• General understanding of related computer applications.

Accountability

• Personal lending limits may vary according to experience and the quality of loan decisions.
• Accountable for promoting Service Expectation, quality member service, protection of the Credit Union’s assets and a strong sales record.
• Is expected to participate in community service and Everwise Credit Union promotional events, which will foster their personal development and promote a positive image of the Credit Union in the community.
• Accountable for understanding and applying Everwise Credit Union policies and procedures relating to the Bank Secrecy Act (BSA/AML, CIP and OFAC).
• Accountable for Performance Management Goals as agreed upon with Supervisor.

Minimum Requirements

• High School Diploma, GED, or equivalent certification.
• A bachelor’s degree strongly preferred or equivalent work experience.
• Minimum 1 year customer service and/or leadership experience on the college campus, in the community, or work experience.

Equal Opportunity Employer

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

About Us

Welcome to Everwise Credit Union Careers! Everwise Credit Union puts people’s needs first, so no matter your story or your money savvy, we meet you where you are and equip you with the confidence and tools you need to get ahead—wherever you’re going.

Originally founded as Teachers Credit Union, helping people understand and manage their financial future has always been central to what we do, even as we’ve expanded our community beyond teachers. Today, we serve more than 300,000 members across nearly 60 locations in the heart of the Midwest. Through personalized resources, services, tools and unparalleled access to innovative technology, we help everyone—teenagers to retirees, business leaders to the under-served—feel more in control of their money and their future. With every interaction, we seek to fulfill our purpose of helping people grow into their dreams.