Senior Business Banker

EVERWISE CREDIT UNION; United States; On-site; USD 75,000 - 125,000; Full time

Job summary

Everwise Credit Union in Sandy Springs, GA seeks a Senior Business Banker to develop and oversee a Business Banking Portfolio. You will grow small business relationships by offering deposit services, facilitation of loans up to $2,000,000, and treasury management solutions.

Responsibilities include active business development for profitable new clients, preparing loan packages, coordinating with MicroLenders and Treasury Management, closing loans with proper documentation, mentoring team

Qualifications

• Bachelor’s degree in finance, accounting, business, or related field.
• 4+ years’ experience in financial services with a minimum of 2+ years’ experience in business banking or commercial lending.
• Solid understanding of SBA lending.

Responsibilities

• Develop and oversee a Business Banking Portfolio.
• Grow small business relationships with deposits, loans up to $2,000,000, and treasury management.
• Lead business development to attract profitable new clients.
• Coordinate with MicroLenders, Business Bankers, Treasury Management and other internal teams.
• Mentor MicroLenders and Business Bankers.
• Close small balance loans with proper documentation and signatures.

Skills

Verbal and written communication

Customer service excellence

Interpersonal skills

Small business analysis

Risk mitigation and integrity

Community engagement

Regulatory compliance knowledge

Education

Bachelor’s degree in finance or related field

Certifications or advanced degrees preferred

Tools

Microsoft Office

Commercial financial software

Job description

Position Summary

The Senior Business Banker develops and oversees a Business Banking Portfolio. The incumbent is responsible for growing and developing small business relationships by offering deposit services, facilitation of business loans up to $2,000,000, and providing additional services including treasury management.

Primary Responsibilities and Duties

• Actively engage in business development activities to attract profitable new business, typically less than $5million in revenue small business and owner occupied commercial real estate for Everwise.
• Screen and interview applicants to assess their financial needs and perform financial modeling, as needed.
• Gather required information to compile a comprehensive loan package to submit for decisioning.
• Conduct and lead joint calls with MicroLenders, Business Bankers, Treasury Management, and other internal stakeholders and departments for small businesses.
• Actively lead closing of small balance loans with internal and external partners by adhering to proper documentation procedures, obtaining required signatures, and disbursing funds as per approval.
• Proactive administration of loan portfolio, deposit accounts, collections, and associated documentation.
• Provide mentorship to MicroLenders and Business Bankers.
• Actively participate in professional community relationships to enhance Everwise’s visibility and secure new business opportunities.
• Introduce and have working knowledge of additional financial services to enhance member relationships, such as –Commercial, Cash Management, Mortgage, and Retail Services.
• Maintains an in-depth understanding of product offerings and coordinates with other areas to grow the portfolio and deliver excellent service to our members.

Knowledge / Skills

• Strong verbal and written communication skills.
• Deliver exceptional service to our business members, regardless of the circumstances.
• Excellent interpersonal skills used to take the lead in interviewing, negotiating, selling, and managing difficult conversations with small business members.
• Exceptional small business analytical and organizational skills.
• Uphold impeccable integrity by safeguarding the best interest of Everwise and its members through prudent lending practices and risk mitigation.
• Actively organize and participate in community service and promotional events to foster personal development and enhance Everwise’s positive reputation in the small business community.
• Understand and adhere to government laws, regulations, and Everwise’s policies and procedures concerning Anti‑Money Laundering Regulations including but not limited to the Bank Secrecy Act (BSA), US PATRIOT ACT and OFAC.

Minimum Requirements

• Bachelor’s degree in finance, accounting, business, related field, or equivalent relevant work experience.
• 4+ years’ experience in financial services with a minimum of 2+ years’ experience in business banking or commercial lending.
• Solid understanding of SBA lending.
• Excellent skills with commercial financial software and Microsoft Office suite.
• Relevant certifications or advanced degrees preferred.

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

About Everwise Credit Union

Welcome to Everwise Credit Union Careers! Everwise Credit Union puts people’s needs first, so no matter your story or your money savvy, we meet you where you are and equip you with the confidence and tools you need to get ahead—wherever you’re going.

Originally founded as Teachers Credit Union, helping people understand and manage their financial future has always been central to what we do, even as we’ve expanded our community beyond teachers.

Today, we serve more than 300,000 members across nearly 60 locations in the heart of the Midwest. Through personalized resources, services, tools and unparalleled access to innovative technology, we help everyone—teenagers to retirees, business leaders to the under-served—feel more in control of their money and their future.

With every interaction, we seek to fulfill our purpose of helping people grow into their dreams.

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.