Retail Banking CRO: Risk Leadership & Strategy

TheHiveCareers; San Juan (PR); On-site; USD 180,000 - 300,000; Full time

Job summary

TheHiveCareers is seeking a Chief Risk Officer for Retail Banking to lead the enterprise-wide risk management framework across retail banking. This executive will oversee credit, operational, market, liquidity, compliance, fraud, cyber, conduct, and reputational risks while ensuring alignment with regulatory requirements and the bank's strategic objectives.

The CRO provides independent oversight and challenge to business activities, safeguarding financial stability and customers while enabling

Qualifications

• 15+ years of progressive banking and risk management experience.
• Extensive experience within retail banking risk management.
• Experience interacting with regulators, boards, and executive committees.
• Strong understanding of consumer lending, deposits, payments, and digital banking.
• Proven leadership overseeing enterprise risk functions.
• Experience leading large, multidisciplinary risk teams.

Responsibilities

• Develop and maintain the retail banking risk management framework.
• Establish risk appetite statements, risk limits, and governance standards.
• Provide independent oversight of business decisions and strategic initiatives.
• Present risk reports to Executive Management, Risk Committees, and the Board.
• Lead regulatory examinations and risk-related audits.
• Oversee fraud prevention, detection, and investigation programs.

Skills

Risk management

Leadership

Regulatory knowledge

Crisis management

Board communication

Stakeholder management

Education

Bachelor's degree in Finance

Master's degree preferred

Tools

FRM

PRM

CFA

CAMS

Job description

TheHiveCareers is seeking a Chief Risk Officer for Retail Banking to lead the enterprise-wide risk management framework across retail banking. This executive will oversee credit, operational, market, liquidity, compliance, fraud, cyber, conduct, and reputational risks while ensuring alignment with regulatory requirements and the bank's strategic objectives.

The CRO provides independent oversight and challenge to business activities, safeguarding financial stability and customers while enabling