Retail Banking Consultant - Fully Remote | Upto $70/hr

mercor; United States; Remote; USD 83,000 - 96,000; Part time

Job summary

Mercor is seeking a Retail Banking Expert for a remote contract role in the United States. The position focuses on building enterprise-scale retail banking scenarios across lending, deposits, and regulatory reviews, with exposure to core platforms and compliance frameworks.

The role requires 5+ years in consumer lending or regulatory domains within Fortune 500 banks, ownership of large lending portfolios or programs, and fluency with KYC/AML and OCC/CFPB guidance. Remote work is offered.

Qualifications

• 5+ years working in consumer lending, branch operations, credit risk, or compliance at a Fortune 500 retail bank (e.g. JPMorgan Chase, Bank of America, Wells Fargo, Citi, U.S. Bank).
• Direct ownership of F500-scale lending portfolios, branch/digital banking operations, or regulatory compliance programs.
• Fluency in enterprise retail banking tooling and frameworks, plus understanding of OCC, CFPB, FDIC regulatoryExams, KYC/AML compliance, and credit risk governance.

Responsibilities

• Construct enterprise retail banking scenarios spanning large-scale deposit and lending operations, multi-stakeholder branch network decisions, and complex regulatory examination or compliance review cycles.
• Build tasks across F500 consumer lending (mortgage, auto, personal), branch and digital banking operations, credit risk and underwriting, fraud prevention, and customer experience/retention strategy.
• Develop retail banking operations scenarios involving tools such as core banking platforms (FIS, Fiserv, Temenos), loan origination systems (LOS), CRM platforms, and AML/fraud detection tools in F500 stacks.
• Apply enterprise retail banking frameworks (credit risk scoring models, CFPB/regulatory compliance standards, omnichannel service design, KYC/AML protocols) and produce reference lending policies, risk assessments, and executive-level operational narratives.
• Author rubrics that distinguish authentic enterprise retail banking judgment from generic textbook or licensing-exam-level recall.

Skills

Consumer lending experience

Regulatory compliance

Credit risk governance

Branch/digital banking operations

Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position: Retail Banking Expert

Type: Contract

Compensation: $60–$70/hour

Location: Remote

Responsibilities

• Construct enterprise retail banking scenarios spanning large-scale deposit and lending operations, multi-stakeholder branch network decisions, and complex regulatory examination or compliance review cycles.
• Build tasks across F500 consumer lending (mortgage, auto, personal), branch and digital banking operations, credit risk and underwriting, fraud prevention, and customer experience/retention strategy.
• Develop retail banking operations scenarios involving tools such as core banking platforms ( FIS , Fiserv , Temenos ), loan origination systems ( LOS ), CRM platforms , and fraud detection/ AML monitoring tools in F500 stacks .
• Apply enterprise retail banking frameworks (credit risk scoring models, CFPB/regulatory compliance standards , omnichannel service design, KYC/AML protocols ) and produce reference lending policies, risk assessments, and executive-level operational narratives.
• Author rubrics that distinguish authentic enterprise retail banking judgment from generic textbook or licensing-exam-level recall.

Qualifications

Must-Have

• 5+ years working in consumer lending, branch operations, credit risk, or compliance at a Fortune 500 retail bank ( JPMorgan Chase , Bank of America , Wells Fargo , Citi , U.S. Bank ).
• Direct ownership of F500-scale lending portfolios , branch/digital banking operations, or regulatory compliance programs.
• Fluency in enterprise retail banking tooling and frameworks, plus understanding of how F500 regulatory examinations ( OCC , CFPB , FDIC ), KYC/AML compliance , and credit risk governance actually work.

Preferred

• Prior rubric, banking-training curriculum, or policy/risk documentation authorship is a plus.