Residential Mortgage Originator: Prequal & Closings

Affordable Homes of South Texas Inc; McAllen (TX); On-site; USD 52,000 - 68,000; Full time

Job summary

Affordable Homes of South Texas, Inc. seeks a Residential Mortgage Loan Originator to support loan pre-qualification, application processing, and closing coordination.

You will interview applicants, verify data, ensure compliance, and help prepare disclosures, with outreach involvement in the community. The ideal candidate has at least 5 years in mortgage origination and closing, is bilingual in English/Spanish, and proficient in Word, Excel, and Outlook.

Qualifications

• RMLO license in Texas required.
• Minimum 5 years in mortgage origination, processing, and closing.
• Bilingual English and Spanish with strong written and verbal communication.
• Proficient with Microsoft Word, Excel, and Outlook.

Responsibilities

• Interview client applicants for mortgage loan pre-qualifications and loan applications, input data into computer systems, issue disclosures, and order credit reports.
• Verify accuracy of data on applications.
• Review the loan file to ensure compliance with all applicable laws and requirements.
• Coordinate closing activities with Senior Loan Processor and/or the Legal Secretary.
• Prepare adverse action notice of all denied loans.
• Perform post-closing review of all documents and make corrections as necessary.
• Attend outreach activities as needed.
• Aid primary staff by answering telephones, assisting walk-in customers, and providing general program information.
• Maintain a high level of ethical behavior and adhere to confidentiality policy.
• Perform other related duties as requested and assigned.

Skills

RMLO license TX

Mortgage origination experience

Microsoft Office (Word/Excel/Outlook)

Bilingual English/Spanish

High school diploma or equivalent

Education

High school diploma or equivalent

Tools

Encompass Mortgage software

Accounting software

Job description

Affordable Homes of South Texas, Inc. seeks a Residential Mortgage Loan Originator to support loan pre-qualification, application processing, and closing coordination.

You will interview applicants, verify data, ensure compliance, and help prepare disclosures, with outreach involvement in the community. The ideal candidate has at least 5 years in mortgage origination and closing, is bilingual in English/Spanish, and proficient in Word, Excel, and Outlook.