Residential Mortgage Origination Specialist

Texana Bank, N.A.; Omaha (NE); On-site; USD 55,000 - 85,000; Full time

Job summary

Texana Bank is seeking a Mortgage Loan Originator to originate residential mortgage loans by developing client relationships and guiding applicants through the loan process. The role emphasizes compliance with internal policies and applicable regulations.

Responsibilities include interviewing borrowers, evaluating documents, educating clients on loan products, and coordinating with processing teams to close loans while maintaining accurate records.

Qualifications

• High school diploma or equivalent (college coursework or degree preferred).
• Valid NMLS license as required by state and federal regulations.
• Previous experience in mortgage lending or financial services preferred.

Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations.
• Conduct borrower interviews to gather required financial information and assess eligibility.
• Evaluate applicant financial documents to determine appropriate loan programs.
• Educate clients on available loan products, terms, and procedures.
• Submit complete loan applications to the processing team for approval and underwriting.
• Maintain accurate records in the loan origination system.
• Ensure timely follow-up with clients, processors, and underwriters.
• Collaborate with internal departments to ensure smooth loan closings.
• Meet established productivity and quality goals.
• Maintain knowledge of current lending policies, compliance standards, and industry trends.

Skills

Interpersonal skills

Communication skills

Multitasking

Fast-paced environment

Education

High school diploma or equivalent

Bachelor's degree preferred

NMLS license

Tools

Loan origination system

Microsoft Office

Job description

Texana Bank is seeking a Mortgage Loan Originator to originate residential mortgage loans by developing client relationships and guiding applicants through the loan process. The role emphasizes compliance with internal policies and applicable regulations.

Responsibilities include interviewing borrowers, evaluating documents, educating clients on loan products, and coordinating with processing teams to close loans while maintaining accurate records.