Residential Mortgage Originator – Outside Sales

People's Credit Union; Middletown (RI); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k) plan

Roth option

Performance-based incentive

Employee discounts on loan products

Job summary

People's Credit Union in Rhode Island seeks an experienced outside mortgage originator to source and originate residential real estate loans. The role focuses on non-member volume and delivering exceptional service to clients and staff.

You will develop leads through networking with realtors and organizations, interview borrowers, and assemble compliant loan packages while maintaining timely communication and adhering to policies and regulations including SAFE Act and NMLS.

Qualifications

• 5+ years in an outside sales, mortgage origination role.
• Strong knowledge of residential real estate and construction loans.
• Highly organized with the ability to work independently.
• Excellent relationship-building and communication skills.
• Working knowledge of Encompass mortgage LOS preferred.
• Willingness to travel to meet clients as needed.

Responsibilities

• Source and originate residential real estate mortgage loans from members and non-members.
• Develop mortgage origination leads through networking with real estate professionals and organizations.
• Respond to inquiries regarding all types of residential mortgage and construction loans; conduct loan interviews and present financing options.
• Prepare complete loan packages that meet eligibility and investor guidelines and comply with policies and regulations.
• Proactively communicate with clients and internal staff regarding loan status and requirements.
• Adhere to Credit Union policies and government regulations including SAFE Act and NMLS requirements.

Skills

Outside sales

Mortgage origination

Relationship building

Time management

Attention to detail

Encompass experience

Tools

Encompass mortgage LOS

Job description

People's Credit Union in Rhode Island seeks an experienced outside mortgage originator to source and originate residential real estate loans. The role focuses on non-member volume and delivering exceptional service to clients and staff.

You will develop leads through networking with realtors and organizations, interview borrowers, and assemble compliant loan packages while maintaining timely communication and adhering to policies and regulations including SAFE Act and NMLS.