Residential Loan Underwriter – Banking Risk & Growth

Clock tower community bank; Springfield (IL); On-site; USD 37,000 - 45,000; Full time

Benefits offered by this job

Life and AD&D insurance

Long-term disability

Vacation days

Personal days

Paid holidays

Job summary

Morton Community Bank (MCB) in Illinois is seeking a Loan Processing professional for full-time work in the Springfield area. The role focuses on prudent credit decisions within established guidelines, reviewing loan requests for income, credit history, and debt ratios.

The position involves interviewing applicants, analyzing financial status, and submitting applications for verification and loan committee approval. Relevant training and strong customer service skills are essential.

Qualifications

• High school education and diploma.
• Attend MCB loan meetings as scheduled.
• BAI training through BAI is required annually.

Responsibilities

• Interview applicants and request specified information for residential loan applicants.
• Analyze applicant’s financial status, credit and property evaluation to determine feasibility.
• Evaluate loans to maximize profit and minimize risk.
• Submit applications to the Credit Analyst for verification and recommendation.
• Approve loans within specified limits or refer to Loan Committee for approval.
• Answer inquiries concerning loan processing information.

Skills

Customer service

Computer skills

Education

High school diploma

Bachelor’s degree (Desirable)

Job description

Morton Community Bank (MCB) in Illinois is seeking a Loan Processing professional for full-time work in the Springfield area. The role focuses on prudent credit decisions within established guidelines, reviewing loan requests for income, credit history, and debt ratios.

The position involves interviewing applicants, analyzing financial status, and submitting applications for verification and loan committee approval. Relevant training and strong customer service skills are essential.