Remote Work From Home-Entry Level

AIL; Memphis (TN); Remote; USD 45,000 - 100,000; Part time

Benefits offered by this job

Fully remote work

Warm leads supplied by company

Weekly paychecks

Unlimited earning potential

Medical insurance premium reimbursed

Online training

Ongoing coaching and mentorship

Performance-based incentives

No business overhead

Union representation

Long-term growth potential

Job summary

American Income Life / Globe Life is seeking a Client Coverage Consultant to work remotely with individuals and families seeking information about life, accident, and supplemental health insurance options. You will guide clients through a needs-based review process and help them understand available coverage.

This independent contractor role offers training, coaching, commission-based earnings, and ongoing professional development within a supportive, union-backed environment.

Qualifications

• Strong communication and active listening skills.
• Professional, helpful, and customer-focused mindset.
• Attention to detail and strong follow-up habits.
• Comfortable learning computer programs and virtual tools.
• Proactive problem-solving ability.
• Ability to work independently and within a remote team.

Responsibilities

• Work with company-provided warm leads.
• Schedule and lead virtual appointments.
• Learn client needs, goals, and coverage concerns.
• Explain available insurance products and services.
• Assist clients with making informed coverage decisions.
• Complete timely follow-up communication.
• Build professional relationships through excellent service.
• Participate in regular coaching and training sessions.

Skills

Communication

Active listening

Customer focus

Attention to detail

Follow-up

Remote tools

Self-motivated

Tools

Virtual tools

Job description

Position Overview

AO Globe Life is hiring a Client Coverage Consultant to work remotely with individuals and families seeking information about insurance coverage. You will guide clients through a professional, needs-based review process and help them better understand available life, accident, and supplemental health insurance options.

If you are people-oriented, coachable, organized, and interested in a career with training and income growth potential, this opportunity may be a strong fit.

Responsibilities

• Work with prospective clients from company-provided warm leads

• Schedule and lead virtual appointments

• Learn about client needs, goals, and coverage concerns

• Explain available insurance products and services

• Assist clients with making informed coverage decisions

• Complete timely follow-up communication

• Build professional relationships through excellent service

• Participate in regular coaching and training sessions

What We Offer

• Fully remote work environment

• Warm leads supplied by the company

• Weekly paychecks

• Unlimited earning potential

• Medical insurance premium reimbursement

• Online training available across devices

• Ongoing coaching and professional mentorship

• Performance-based incentives

• No business overhead expenses

• OPEIU Local 277 union representation

• Long-term growth potential with a member-focused organization

Qualifications

• Strong communication and active-listening skills

• Professional, helpful, and customer-focused mindset

• Attention to detail and strong follow-up habits

• Comfortable learning computer programs and virtual tools

• Proactive problem-solving ability

• Ability to work independently and within a remote team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.