Remote Sr. Financial Analyst: Liquidity & ALM Strategist

Minnesota Bankers Association; Mission (KS); Remote; USD 105,000 - 125,000; Full time

Benefits offered by this job

Health benefits

ESOP

Paid time off

Volunteer days

Job summary

Heritage Bank NA in Minnesota is seeking a Sr. Financial Analyst to lead liquidity management, funding operations, and ALM activities, shaping the bank's financial performance and strategic liquidity decisions.

Responsibilities include day-to-day liquidity positioning, funding strategy development, risk analysis, and collaboration with ALCO and finance leadership to optimize margins and capital planning, with emphasis on accurate reporting and governance.

Qualifications

• Bachelor’s degree in Accounting, Finance, or Business required.
• 5–7 years in treasury, finance, or banking analytics.
• Community or regional banking experience preferred.
• Strong knowledge of liquidity management and funding strategies.

Responsibilities

• Lead liquidity management and funding operations, owning liquidity strategy and ALM activities.
• Oversee daily liquidity positioning and funding strategies; ensure policy and regulatory compliance.
• Support ALCO with reporting, analysis, and balance sheet optimization to improve margins.
• Assist with investment portfolio monitoring and capital markets support, including loan pricing and hedging alignment.
• Support capital planning, stress testing, and regulatory examinations; drive process improvements and controls.

Skills

Liquidity management

Funding strategy

ALM

Financial modeling

Excel

Education

Bachelor’s degree in Accounting, Finance, or Business

MBA (plus)

Tools

CSI

Plansmith

Job description

Heritage Bank NA in Minnesota is seeking a Sr. Financial Analyst to lead liquidity management, funding operations, and ALM activities, shaping the bank's financial performance and strategic liquidity decisions.

Responsibilities include day-to-day liquidity positioning, funding strategy development, risk analysis, and collaboration with ALCO and finance leadership to optimize margins and capital planning, with emphasis on accurate reporting and governance.