Remote Senior Manager, Credit Risk Analytics & Validation

Affirm; Denver (CO); On-site; USD 227,000 - 287,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is seeking a senior quantitative leader to head the Model Risk Management (MRM) team within Enterprise Risk & Internal Audit. You will manage and hands-on- validate sophisticated machine learning models used in underwriting and credit risk, while building a high-performing, technically driven group.

The role combines strategic leadership with deep technical work, guiding cross-functional collaboration to strengthen risk controls and regulatory readiness.

Qualifications

• 9+ years in a highly technical role (model development, validation, or quantitative analytics).
• Deep understanding of machine learning modeling, underwriting, and credit risk management.

Responsibilities

• Oversee underwriting and credit risk validation sector; lead and mentor a quantitative team.
• Perform independent validations of complex machine learning models across underwriting and credit risk.
• Evaluate conceptual soundness, data integrity, and model performance through thorough testing and monitoring.
• Identify critical model weaknesses and drive remediation with model owners and developers.
• Contribute to framework enhancements of the enterprise-wide Model Risk Management program.
• Coordinate with accounting, internal controls, and compliance to meet regulatory standards.

Skills

Machine Learning

Python

SQL

Leadership

Education

BS/MS/PhD in Quantitative discipline

Job description

Affirm is seeking a senior quantitative leader to head the Model Risk Management (MRM) team within Enterprise Risk & Internal Audit. You will manage and hands-on- validate sophisticated machine learning models used in underwriting and credit risk, while building a high-performing, technically driven group.

The role combines strategic leadership with deep technical work, guiding cross-functional collaboration to strengthen risk controls and regulatory readiness.