Remote Senior Fraud Strategy Lead

Mudflap; United States; Remote; USD 120,000 - 165,000; Full time

Benefits offered by this job

Flexible remote work

Career growth opportunities

Collaborative team

Impact on fintech scale

Job summary

Mudflap is seeking a Senior Fraud Analyst to shape and scale our fraud strategy across the payments platform and new rails. You will lead cross-functional collaboration to design controls, monitor risk, and balance loss prevention with growth and customer experience.

You will work with Data Science to build models, define KPIs, and develop scalable solutions across card, ACH, and digital payments. This is a remote-friendly, high-impact role with opportunities to influence a $1 trillion payments

Qualifications

• 5+ years of experience in fraud strategy, risk, or payments, ideally within fintech or high-volume payments.
• Strong analytical skills with advanced SQL; proficiency with Python and spreadsheets preferred.
• Hands-on experience developing and optimizing fraud strategies, including rules, controls, monitoring, and loss management.
• Familiarity with card payments, ACH, digital payments, or other complex payment ecosystems.
• Ability to turn ambiguous data into clear recommendations and action.
• High ownership, curiosity, and comfort operating in a fast-changing environment.

Responsibilities

• Shape Mudflap’s fraud strategy as we scale our payments platform and expand into new products and rails.
• Own and evolve fraud strategies across Mudflap’s payments products, including fleet card and legacy payment products.
• Identify emerging fraud patterns and translate insights into scalable rules, controls, and policies.
• Partner with Data Science to develop, evaluate, and improve fraud detection models.
• Define fraud KPIs, loss thresholds, and monitoring frameworks tied to risk appetite and unit economics.
• Build dashboards and reporting that surface emerging risks and measure strategy effectiveness.
• Embed fraud controls into new products and customer experiences with Product and Engineering.
• Evaluate and implement third-party fraud tools, data sources, and detection capabilities.

Skills

Advanced SQL

Python

Spreadsheets

Fraud analytics

Cross-functional leadership

Data-driven decision making

Job description

Mudflap is seeking a Senior Fraud Analyst to shape and scale our fraud strategy across the payments platform and new rails. You will lead cross-functional collaboration to design controls, monitor risk, and balance loss prevention with growth and customer experience.

You will work with Data Science to build models, define KPIs, and develop scalable solutions across card, ACH, and digital payments. This is a remote-friendly, high-impact role with opportunities to influence a $1 trillion payments