Remote SAR/CTR Filing Manager - BSA/AML & Sanctions

Openkrill; United States; Hybrid; USD 72,000 - 120,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Remote-friendly

Job summary

Pathward is hiring a Manager, SAR Filing to lead SAR/CTR filing operations within the BSA/AML & Sanctions Operations team. You will supervise SAR filing analysts, manage intake and triage, and ensure timely, complete, and defensible filings with FinCEN.

Collaboration across Compliance, InfoSec, and Assurance is essential. The role requires 6+ years in BSA/AML, leadership experience, and strong knowledge of SAR/CTR standards and FinCEN requirements.

Qualifications

• Bachelor's degree required; advanced degree (MBA, JD, or Master’s) preferred.
• CAMS preferred; CFE, CFCS, or CRCM a plus.
• 6+ years of BSA/AML experience, including SAR processing, intake, or investigations.
• 2+ years of people leadership and/or oversight of consultants, vendors, or outsourced resources.
• Solid experience in BSA/AML operations with direct SAR/CTR filing experience within a regulated financial institution.
• Experience managing to SLAs, service levels, and quality standards in a regulated environment; familiarity with transaction monitoring/case systems
• Demonstrated experience leading or supervising analysts.
• Experience overseeing or reviewing the output of third-party/outsourced or offshore review resources preferred.
• Experience presenting SAR metrics and program performance to senior leadership, examiners, and the Board.
• Deep expertise in SAR/CTR filing standards, continuing-activity monitoring, and FinCEN requirements.
• Quality assurance and reliance documentation for internal and consultant-supported review work.
• Strong grasp of offshore data-residency, GLBA/privacy, InfoSec, and OFAC/sanctions-nexus risk.
• Ability to evidence Pathward's supervision of outsourced work to an examiner standard.
• Strong communication and cross-functional collaboration across Compliance, Program Management, InfoSec, and Assurance.

Responsibilities

• Manage the day-to-day SAR and CTR filing program: timeliness, quality, continuing-activity monitoring, and FinCEN e-filing accuracy.
• Supervise the internal SAR filing analysts responsible for SAR/CTR preparation, quality review, and FinCEN e-filing.
• Own the day-to-day SAR intake process — receipt, triage, completeness review, and routing of referrals into the filing workflow — across internal and consultant-delivered channels.
• Manage regulatory timeliness (SAR filing clocks, continuing activity deadlines) and ensure aging, backlog, and capacity are actively monitored and escalated.
• Ensure intake documentation meets the five-element documentation baseline and internal quality standards before hand-off to the filing team.
• Balance volume and coverage across internal and external resources; reallocate work to protect timeliness and quality.
• Oversee the operational review of SAR referrals originating from the internal Alerts and Cases teams.
• Manage the escalation channel through which internal teams and external consultants surface potential SARs; ensure each is independently reviewed and that Pathward retains all filing and decisioning authority.
• Coordinate least-privilege system access, data-handling, residency, and offboarding controls for domestic and offshore consultant staff in partnership with Information Security and Program Management.
• Provide and oversee independent QA of consultant output, ensuring third-party dispositions and referrals meet Pathward’s validated standards before reliance.
• Coordinate hand-offs and feedback loops with the SAR filing team, Alerts, Cases, Complex Investigations, and Sanctions to ensure smooth end-to-end flow.
• Support the VP’s relationship management with consultants/vendors — contributing to service reviews, scoping, and continuous-improvement discussions.
• Support regulatory examinations, internal audit, and validation efforts by preparing intake artifacts and responding to information requests.

Skills

BSA/AML experience

Leadership

Regulatory compliance

Communication

Project management

Education

Bachelor's degree required; MBA/JD/ Master’s preferred

CAMS preferred; CFE CFCS CRCM a plus

Tools

Transaction monitoring systems

Job description

Pathward is hiring a Manager, SAR Filing to lead SAR/CTR filing operations within the BSA/AML & Sanctions Operations team. You will supervise SAR filing analysts, manage intake and triage, and ensure timely, complete, and defensible filings with FinCEN.

Collaboration across Compliance, InfoSec, and Assurance is essential. The role requires 6+ years in BSA/AML, leadership experience, and strong knowledge of SAR/CTR standards and FinCEN requirements.