Hybrid SAR/CTR Filing Analyst

Pathward

United States

Hybrid

USD 60,000 - 101,000

Full time

14 days+

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Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward is seeking a Senior Analyst, SAR / CTR Filing to prepare and e-file SARs and CTRs with FinCEN. You will draft examiner-ready SAR narratives and perform ongoing activity reviews within a regulatory QA framework.

You will validate CTR data, maintain logs, and coordinate with Investigations on SARs from various sources. A CAMS or equivalent qualification is preferred, with 3–5 years of experience in BSA/AML filing and analytics.

Qualifications

Bachelor's degree preferred; equivalent work experience considered.
CAMS preferred; if not held, expected to obtain within 12 months of hire.
3–5 years of SAR drafting, CTR filing, or BSA/AML investigations experience.
Hands-on experience with FinCEN BSA E-Filing and case-management systems.
Working knowledge of SAR/CTR thresholds, continuing-activity requirements, and FinCEN guidance.
Advanced narrative-writing skills and precision in regulatory filing.

Responsibilities

Prepare and e-file SARs and CTRs with FinCEN accurately and within regulatory deadlines.
Author SAR narratives at examiner-ready standard, applying the OCC five-element documentation baseline.
Perform continuing-activity reviews and file continuing-activity SARs on the 90-day cycle from originally filed reports.
Validate CTR data, manage exemptions where applicable, and ensure filing completeness and accuracy.
Maintain filing logs, tracking, and evidence to support audit and examination requests.
Coordinate with Cases and Complex Investigations on SARs surfaced from investigations and external escalations.
Identify SAR filing trends and continuing-activity patterns; elevate observations to the SAR Lead.