Remote Real Estate Mortgage Lending Leader

National Mortgage Staffing; United States; Remote; USD 85,000 - 105,000; Full time

Benefits offered by this job

Annual incentive program up to 2.25%

Job summary

National Mortgage Staffing seeks an experienced Real Estate Lending Manager to lead its real estate lending function across first mortgage and home equity lending. This senior role covers origination, underwriting, processing, closing, and secondary market delivery, with emphasis on credit quality and compliance.

The role oversees in-house growth of the first mortgage operation, managing vendors and ensuring strong member service standards while expanding production.

Qualifications

• 5-10 years of progressively responsible real estate lending experience.
• Broad experience across mortgage origination, underwriting, operations, and secondary market execution.
• Prior supervisory or team leadership experience preferred.
• Direct Fannie Mae and Freddie Mac loan delivery experience.
• Strong knowledge of Agency selling guides, eligibility requirements, and loan delivery processes.
• Experience establishing and managing correspondent and wholesale lending relationships.
• Experience evaluating loan participation and loan purchase transactions.
• Strong mortgage underwriting knowledge consistent with Fannie Mae and Freddie Mac guidelines.

Responsibilities

• Oversee the full real estate lending lifecycle from origination through underwriting, processing, closing, post-closing, and secondary market delivery.
• Lead first mortgage and home equity lending operations.
• Manage direct loan delivery to Fannie Mae and Freddie Mac.
• Maintain working knowledge of Agency selling guides, eligibility requirements, and investor delivery standards.
• Establish and manage correspondent and wholesale lending relationships.
• Evaluate loan participation and loan purchase opportunities.
• Underwrite and approve real estate loan requests within established credit authority.
• Support first mortgage, home equity, and ITIN borrower lending.
• Manage third-party vendors, including LOS providers, AMCs, contract underwriters, and loan servicers.
• Manage pre- and post-closing audit processes, including identifying, clearing, and responding to findings.
• Support regulatory examinations and investor audits.
• Develop and maintain written policies, procedures, and SOPs for real estate lending.
• Monitor department KPIs, production goals, pipeline performance, and operational trends.
• Identify performance gaps and implement corrective actions.
• Lead, coach, mentor, and onboard real estate lending staff.
• Develop strategies to increase first mortgage application volume and improve pull-through.
• Build and maintain referral relationships with real estate brokers, builders, developers, and community partners.
• Help develop the processes and sales support infrastructure needed to expand first mortgage production in-house.
• Work with internal lending teams to support home equity submissions and ensure files are operationally ready for closing.
• Monitor third-party/CUSO performance and escalate service or performance concerns when necessary.
• Engage directly with members when needed to support origination or resolve documentation and post-closing issues

Skills

Real estate lending

Mortgage origination

Underwriting

Fannie Mae / Freddie Mac

Lending compliance

Leadership

Regulatory compliance

Education

Bachelor’s degree in Finance

Business Administration

Tools

LOS systems

Vendor management tools

Job description

National Mortgage Staffing seeks an experienced Real Estate Lending Manager to lead its real estate lending function across first mortgage and home equity lending. This senior role covers origination, underwriting, processing, closing, and secondary market delivery, with emphasis on credit quality and compliance.

The role oversees in-house growth of the first mortgage operation, managing vendors and ensuring strong member service standards while expanding production.