Remote Quant Analytics Manager – Bank Model Risk & Validation

Affirm; Los Angeles (CA); On-site; USD 230,000 - 270,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is seeking a seasoned professional for the Bank Model Risk Management (MRM) team. You will validate credit/fraud models, build automated Python monitoring, and drive remediation with developers to ensure robust, compliant models.

You will partner with Audit, Controls, and Compliance to address requests and support the Bank Model Risk Management function for bank-owned models. Remote-first, with location flexibility in the U.S.

Qualifications

• 7+ years of technical experience in credit/fraud/financial risk modeling, model validation, or quantitative analytics.
• Deep understanding of consumer credit lifecycle and/or fraud detection.
• Experience with loss forecasting, fraud prediction, and stress-testing frameworks.
• Expert-level Python for replicative modeling and backtesting (pandas, scikit-learn, statsmodels).
• Strong SQL skills for large datasets and data lineage audits.
• Strong problem-solving, attention to detail, and ability to communicate complex ideas clearly.

Responsibilities

• Full-stack model validation of credit and fraud models, emphasizing conceptual soundness and data integrity.
• Develop automated Python monitoring for KRI/KPI drift, PSI, and feature importance shifts.
• Drive remediation with model developers to ensure robust, compliant models.
• Collaborate with Internal Audit, Controls, and Compliance to address requests.
• Support the Bank Model Risk Management function for bank-owned models.

Skills

Python

SQL

Credit risk modeling

Fraud detection

Model validation

Quantitative analytics

Tools

pandas

scikit-learn

statsmodels

Job description

Affirm is seeking a seasoned professional for the Bank Model Risk Management (MRM) team. You will validate credit/fraud models, build automated Python monitoring, and drive remediation with developers to ensure robust, compliant models.

You will partner with Audit, Controls, and Compliance to address requests and support the Bank Model Risk Management function for bank-owned models. Remote-first, with location flexibility in the U.S.