Remote Property Field Appraiser - Large Losses

Gore Mutual Insurance Company; United States; Hybrid; USD 48,000 - 84,000; Full time

Benefits offered by this job

Extended health & dental

Disability insurance

Retirement plan matching

Paid time off

Recognition programs

Job summary

Gore Mutual Insurance Company is seeking a Property Field Appraiser to conduct on-site inspections, prepare detailed appraisal reports, and support fair claim settlements for complex residential and commercial losses. You will lead tender processes, validate estimates with vendors, and ensure compliance with codes and company guidelines.

The role combines field work with a monthly office visit in Cambridge.

Qualifications

• 7+ years experience in Claims
• 5+ years experience as a large loss estimator/adjuster
• 5+ years experience in restoration contracting
• 5+ years experience in skilled trades
• 5+ years experience in general contracting Project Management
• 5+ years experience in Vendor Management with an insurance company
• Assess property damage, determine repair or replacement costs, evaluate estimates, and apply knowledge of building codes, regulations, and insurance requirements.
• Manage bid/tender processes, negotiate competitive pricing, evaluate vendors, and support quality workmanship.
• Clearly communicate appraisal findings and recommendations while effectively addressing questions, concerns, and escalations with customers and stakeholders.
• Manage multiple appraisal assignments and priorities while staying current on industry trends, construction methods, and appraisal best practices.
• Assess property damage, structural and safety concerns, and apply knowledge of building science, construction materials, repair methods, and regional practices.

Responsibilities

• Conduct on-site inspections of complex residential and commercial property losses, assessing damage, repair requirements, building code considerations, and estimated costs.
• Prepare detailed appraisal reports and collaborate with adjusters, underwriters, external vendors, insureds, third parties or third party insurers, and other stakeholders to support accurate, fair, and cost‑effective claim settlements.
• Provide responsive customer service while ensuring appraisal recommendations comply with building codes, company guidelines, ethical standards, and confidentiality requirements.
• Utilize industry-standard methods and tools to accurately estimate the cost of repairs or replacement for -damaged properties.
• Analyze and evaluate cost estimates to ensure they are reasonable, accurate, and reflective of local market conditions.
• Effectively communicate appraisal findings, repair recommendations, and cost estimates to internal teams and external stakeholders.
• Assess -damaged properties to determine if they qualify as total losses, considering factors such as structural integrity, safety concerns, and repair feasibility.
• Prepare and submit tenders for total losses, ensuring compliance with company guidelines, policies, and legal requirements.
• Complete bid analysis, evaluation and recommendation to Claims.
• Partner with contractors, vendors, and suppliers to validate estimates, negotiate costs, monitor performance, and ensure repair quality, including reinspections of completed work.
• Serve as Gore’s technical representative during dispute resolution/appraisal processes, supporting accurate assessments and effective cost control.
• Maintain comprehensive documentation of property appraisals, findings, repair recommendations, and cost estimates.
• Prepare accurate and detailed reports summarizing appraisal outcomes, repair options, and cost breakdowns for claims processing and settlement purposes.
• Stay current on industry trends, construction methods, building technologies, and best practices through ongoing training and professional development.
• Serve as an in‑house technical resource, providing guidance and training to Claims Adjusters and Management on property appraisal and repair topics.
• Will be involved in our catastrophe response and CAT response plan.

Skills

Claims experience

Large loss estimation

Vendor management

Communication

Education

Undergrad degree

Tools

Estimating software

Claims systems

Microsoft Office

Digital tools

Job description

Gore Mutual Insurance Company is seeking a Property Field Appraiser to conduct on-site inspections, prepare detailed appraisal reports, and support fair claim settlements for complex residential and commercial losses. You will lead tender processes, validate estimates with vendors, and ensure compliance with codes and company guidelines.

The role combines field work with a monthly office visit in Cambridge.