Remote Product Manager – Personal Lines (Homeowners)

The Baldwin Group; United States; Remote; USD 120,000 - 160,000; Full time

Benefits offered by this job

Remote-first culture

Job summary

MSI is seeking a Product Manager for its Personal Lines Homeowners team. You will own a portfolio of assigned states, manage day-to-day product operations, P&L results, and regulatory processes while partnering across the organization to launch and enhance products.

You will work with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Analytics to execute product initiatives, adapting the franchise approach to local markets with strong judgment.

Qualifications

• 3+ years of P&C insurance experience in product management, underwriting, pricing, or a related role, with exposure to personal lines homeowners
• Experience supporting or managing P&L results, rate revisions, or regulatory filings for one or more states
• Working knowledge of homeowners ratemaking, underwriting, product design, and the state filing process
• Intermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysis
• Bachelor's or higher in business, finance, math, economics, risk management/insurance, or related field

Responsibilities

• Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure, and recommend corrective actions
• Own the rate, rule, and form revision process for assigned states end-to-end: confirming scope and timelines, preparing regulatory filings, coordinating with vendors, responding to regulator inquiries, and implementing approved changes
• Support the build and launch of new products, coverages, endorsements, and geographies, including working with state Departments of Insurance to secure approval
• Partner with Actuarial and Analytics teams to assess state-level profitability, identify opportunities, and develop data-driven recommendations for improvement
• Review competitor filings, rate algorithms, and underwriting guidelines, along with industry and regulatory developments, to inform product enhancements
• Implement underwriting rules and guideline changes directed at achieving business goals
• Prepare and present state and product performance reviews to Segment Leadership and senior product leaders
• Prioritize and sequence competing product initiatives for assigned states based on business impact

Skills

Ownership mindset

Analytical thinking

Clear communication

Adaptability

Self-motivated

Eagerness to learn

Travel willingness

Education

Bachelor's degree in business, finance, mathematics, economics, risk management/insurance, or related field

Tools

SQL

SAS

R

Python

Tableau

Job description

MSI is seeking a Product Manager for its Personal Lines Homeowners team. You will own a portfolio of assigned states, manage day-to-day product operations, P&L results, and regulatory processes while partnering across the organization to launch and enhance products.

You will work with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Analytics to execute product initiatives, adapting the franchise approach to local markets with strong judgment.