Product Manager - Homeowners Insurance, State Markets

Baldwin Group Colleague; United States; Vor Ort; USD 120.000 - 170.000; Vollzeit

Benefits dieser Stelle

None

Zusammenfassung

MSI is seeking a Product Manager to join our Personal Lines Homeowners product team. You will own a portfolio of assigned states, managing day-to-day product operations, P&L results, and the regulatory process for your markets, while partnering across the organization to launch and enhance products.

This high-visibility, individual contributor role requires collaboration with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Advanced Analytics to execute

Qualifikationen

• 3+ years in P&C insurance product management, underwriting, pricing, or related role with homeowners exposure.
• Experience managing P&L results, rate revisions, or regulatory filings in one or more states.
• Working knowledge of homeowners ratemaking, underwriting, product design, and state filing processes.
• Bachelor's degree in business, finance, mathematics, economics, risk management/insurance, or related field.

Aufgaben

• Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure.
• Own rate, rule, and form revision process for assigned states end-to-end: scope, timelines, filings, and regulator inquiries.
• Support build and launch of new products, coverages, endorsements, and geographies with state regulatory approval.
• Partner with Actuarial and Analytics to assess profitability and develop data-driven recommendations.
• Review competitor filings, rate algorithms, and underwriting guidelines to inform product enhancements.
• Implement underwriting rules and guideline changes to achieve business goals.
• Prepare and present state and product performance reviews to Segment Leadership and senior product leaders.
• Prioritize and sequence product initiatives for assigned states based on business impact.

Kenntnisse

Ownership

Analytical thinking

Communication

Ausbildung

Bachelor's degree in business/finance/economics or related field

Tools

SQL

SAS

R

Python

Tableau

Jobbeschreibung

MSI is seeking a Product Manager to join our Personal Lines Homeowners product team. You will own a portfolio of assigned states, managing day-to-day product operations, P&L results, and the regulatory process for your markets, while partnering across the organization to launch and enhance products.

This high-visibility, individual contributor role requires collaboration with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Advanced Analytics to execute