Remote Product Manager - Homeowners Insurance & P&L

MSI, part of The Baldwin Group; United States; Remote; USD 100,000 - 140,000; Full time

Job summary

MSI is seeking a Product Manager to join our Personal Lines Homeowners team. You will own a portfolio of assigned states, managing day-to-day product operations, P&L results, and regulatory filings, while partnering across the organization to launch and enhance products.

You will work with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Analytics to execute initiatives and adapt our franchise approach to your states.

Qualifications

• 3+ years of P&C insurance experience in product management, underwriting, pricing, or a related role with exposure to personal lines homeowners
• Experience supporting or managing P&L results, rate revisions, or regulatory filings for one or more states
• Working knowledge of homeowners ratemaking, underwriting, product design, and the state filing process
• Intermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysis
• Bachelor’s degree in business, finance, mathematics, economics, risk management/insurance, or a related field, or equivalent experience

Responsibilities

• Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure, and recommend corrective actions
• Own the rate, rule, and form revision process for assigned states end-to-end: confirming scope and timelines, preparing regulatory filings, coordinating with vendors, responding to regulator inquiries, and implementing approved changes
• Support the build and launch of new products, coverages, endorsements, and geographies, including working with state Departments of Insurance to secure approval
• Partner with Actuarial and Analytics teams to assess state-level profitability, identify opportunities, and develop data-driven recommendations for improvement
• Review competitor filings, rate algorithms, and underwriting guidelines, along with industry and regulatory developments, to inform product enhancements
• Implement underwriting rules and guideline changes directed at achieving business goals
• Prepare and present state and product performance reviews to Segment Leadership and senior product leaders
• Prioritize and sequence competing product initiatives for assigned states based on business impact

Skills

Product management

Underwriting

Pricing

Quantitative analysis

Communication

Agile teamwork

Education

Bachelor’s degree in business, finance, mathematics, economics, risk management/insurance, or related field

Tools

SQL

SAS

R

Python

Tableau

Excel

Job description

MSI is seeking a Product Manager to join our Personal Lines Homeowners team. You will own a portfolio of assigned states, managing day-to-day product operations, P&L results, and regulatory filings, while partnering across the organization to launch and enhance products.

You will work with Segment Leadership, Product Strategy, Actuarial, Legal/Compliance, Underwriting, and Analytics to execute initiatives and adapt our franchise approach to your states.