Remote Product Manager, Payments Platform & Money Movement

Jobgether SRL

United States

Remote

USD 120,000 - 180,000

Full time

9 days ago
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Benefits offered by this job

Fully remote
Top market pay
AI-native environment
Foundational infra
Cross-functional collaboration

Job summary

Jobgether SRL is seeking an experienced Senior/Lead Product Manager to own the money-movement surface, covering on-ramps, off-ramps, settlement, reconciliation, liquidity, and payment operations.

You will transform manual workflows into scalable infrastructure, collaborate with Finance, Infra, and banking partners, and drive AI-native enhancements across global corridors while working remotely with distributed teams.

Qualifications

  • 4+ years of product management experience at Senior PM level, or 7+ years for Lead PM level.
  • Experience shipping payment rails in emerging-market or high-growth fintech environments.
  • Hands-on experience with payment methods or rails such as on-ramps, off-ramps, ACH, SWIFT, wire transfers, card acquiring.
  • Experience working across multiple payment service providers or banking partners simultaneously.
  • Strong understanding of settlement, reconciliation, treasury, liquidity, transaction processing, and payment operations.
  • Ability to analyze the economics of payment corridors, including deposit costs, FX spreads, transfer fees, and trade-offs involved in subsidizing customer adoption.
  • Direct experience managing or negotiating relationships with banking partners or payment service providers.
  • Strong understanding of emerging-market banking environments, including regulatory, operational, and infrastructure differences between jurisdictions.
  • Excellent product judgment balancing customer experience, operational scalability, financial performance, risk, and technical constraints.
  • Strong analytical, communication, stakeholder management, and problem-solving skills.
  • Ability to work across product, engineering, infrastructure, finance, operations, and external partners.
  • Comfortable operating in an ambiguous, fast-moving environment and building processes or infrastructure from the ground up.
  • Experience with stablecoin or cryptocurrency payment rails, multi-currency treasury, or emerging-market banking is a strong asset.
  • Ability to work effectively in a remote environment and collaborate across distributed teams.

Responsibilities

  • Own the money-movement product surface across on-ramps, off-ramps, pay-ins, payouts, payment infrastructure, settlement, reconciliation, liquidity, treasury, and transaction processing.
  • Transform manual, spreadsheet-based settlement, reconciliation, liquidity, and treasury workflows into scalable product infrastructure.
  • Establish and evolve the operating model for payment operations, including settlement cycles, reconciliation processes, transaction processing, exception handling, and related workflows.
  • Work closely with Finance and FinOps to design operational processes that support accurate, efficient, and scalable money movement.
  • Align rail and infrastructure decisions with the organization’s shared payments infrastructure and API architecture, avoiding unnecessary duplication.
  • Partner with core infrastructure and retail product teams to ensure money-movement capabilities can support multiple business lines and use cases.
  • Apply AI-native approaches to product development and operational workflows, identifying opportunities to automate manual processes and accelerate execution.
  • Assess payment corridors across emerging markets, taking into account banking restrictions, regulatory requirements, pricing structures, operational realities, and market-specific constraints.
  • Determine which capabilities can be standardized across markets and which require corridor-specific solutions.
  • Analyze corridor economics, including deposit fees, FX spreads, transfer fees, and other costs, to inform product and growth decisions.
  • Build and manage relationships with banking partners, payment service providers, and other financial infrastructure partners.
  • Collaborate with cross-functional stakeholders to launch, optimize, and scale payment rails and money-movement capabilities.

Skills

Product management
Payments rails
Cross-functional collaboration
Financial operations
Banking-partner mgmt
Data analysis
Stakeholder management
Remote collaboration
Crypto/Stablecoins
Ambiguity handling

Job description

Jobgether SRL is seeking an experienced Senior/Lead Product Manager to own the money-movement surface, covering on-ramps, off-ramps, settlement, reconciliation, liquidity, and payment operations.

You will transform manual workflows into scalable infrastructure, collaborate with Finance, Infra, and banking partners, and drive AI-native enhancements across global corridors while working remotely with distributed teams.

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