Remote Mortgage Underwriter (DE and LAPP/SAR Required)

Jobot; Myrtle Beach (SC); Remote; USD 95,000 - 110,000; Full time

Benefits offered by this job

Highly competitive pay

Home purchase incentives

Health, life, disability coverage

401(k) plan

Stock Ownership Program

Paid time off

Onboarding and training

Internal promotion opportunities

Work-life balance

Company with stability

Job summary

Jobot is seeking a Senior Mortgage Underwriter for a mostly remote role, with occasional onsite meetings as needed. You will decision on Conventional, FHA, and VA loans and collaborate with branch partners to close loans.

We value 5+ years of underwriting experience, DE/VA knowledge, and a client-focused approach. The position offers competitive compensation and comprehensive benefits designed to support work-life balance.

Qualifications

• Minimum 5 years mortgage underwriting experience.
• Active FHA Direct Endorsement (DE) and VA SAR/LAPP approvals preferred.
• Strong customer service mindset with collaborative approach.
• Experience working with mortgage and lending partners cross-functionally.
• Exceptional attention to detail and accuracy.

Responsibilities

• Underwrite Conventional, FHA, and VA loans per guidelines
• Submit files through automated underwriting systems and evaluate results
• Approve or pend loans and present files to loan committee
• Serve as underwriting resource for branch partners
• Maintain a 24–48 hour turnaround on new submissions and resubmissions
• Ensure accurate loan documentation and file maintenance
• Utilize office systems to support underwriting operations

Skills

DE underwriting

FHA/VA underwriting

Cross-functional collaboration

Excel proficiency

Attention to detail

Loan committee presentation

Tools

Encompass

Job description

Want to learn more about this role and Jobot? Click our Jobot logo and follow our LinkedIn page!

Job details:

This Jobot Job is hosted by: Brendan Thomas

Salary: $95,000 - $110,000 per year

A bit about us:

We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.

Why join us?

Why You’ll Love Working Here

• Highly competitive compensation designed to reward performance
• Exclusive home purchase incentives plus additional employee perks
• Discounted mortgage and settlement services—real savings where it matters
• Comprehensive health, life, and disability coverage for peace of mind
• 401(k) plan to help you build long-term financial security
• Employee Stock Ownership Program —share in the company’s success
• Generous paid time off to truly unplug and recharge
• Robust onboarding, training, and ongoing support to set you up for success
• Exceptional retention and stability—a company that has never experienced a layoff
• Fast-track career growth—over 80% of leadership roles filled through internal promotion
• Genuine work/life balance in a supportive, people-first culture
• And plenty more benefits that make this a place people stay and grow

Job Details

As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success.

This role is primarily remote, with occasional onsite meetings as needed.

What You’ll Do

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
• Submit files through automated underwriting systems and evaluate results
• Approve or pend loans and present qualifying files to loan committee
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
• Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
• Ensure accurate loan documentation and proper file maintenance
• Utilize office systems and tools to support efficient underwriting operations

What We’re Looking For

• Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
• Minimum 5 years of mortgage underwriting experience
• Strong customer service mindset with a collaborative, solution-oriented approach
• Proven ability to work cross-functionally with mortgage and lending partners
• Exceptional attention to detail and accuracy
• Strong organizational, planning, and time-management skills
• Comfort working in Microsoft Excel for data organization and analysis
• Experience with Encompass preferred (not required)

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.

By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy

Want to learn more about this role and Jobot? Click our Jobot logo and follow our LinkedIn page!