Remote Mortgage Underwriter

TEKsystems; Allentown (Lehigh County); Hybrid; USD 33,000 - 58,000; Full time

Benefits offered by this job

Medical

Dental & Vision

401(k) Plan

HSA

Life Insurance

Disability

Time Off PTO

Transit Benefits

Employee Assistance Program

Job summary

TEKsystems is seeking a Mortgage Underwriter to evaluate and underwrite residential mortgage loan applications from Allentown, PA. This hybrid contract role requires reviewing income, assets, credit, and collateral to assess risk and ensure compliance with investor guidelines and federal/state regulations.

The position involves analyzing self-employed income, determining loan eligibility, and collaborating with loan originators and processors to gather documentation.

Qualifications

• Experience in mortgage underwriting.
• Strong knowledge of mortgage lending regulations and investor guidelines.
• Ability to analyze complex financial and credit documentation.
• Excellent decision-making, communication, and organizational skills.
• Strong attention to detail and commitment to compliance.

Responsibilities

• Review and underwrite mortgage loan applications, including income, assets, credit, and property documentation.
• Analyze self-employed borrower income and financial records.
• Evaluate loan eligibility based on agency, investor, and internal guidelines.
• Review exception requests and recommend alternative loan solutions when appropriate.
• Approve, suspend, or decline loans and prepare adverse action notices as required.
• Assess property acceptability and collateral adequacy.
• Collaborate with loan originators, processors, and closers to obtain required documentation.
• Stay current on mortgage products, underwriting guidelines, and regulatory changes.
• Conduct secondary reviews of suspended or declined loan files.
• Support training and mentoring efforts within the mortgage operations team.

Skills

Mortgage underwriting

Mortgage regulations

Financial analysis

Attention to detail

Communication

Organizational skills

Job description

Job Summary

The Mortgage Underwriter is responsible for evaluating and underwriting residential mortgage loan applications in accordance with company guidelines, investor requirements, and federal and state regulations. This role analyzes borrower income, assets, credit, and collateral to assess risk and make sound lending decisions while ensuring compliance and loan quality.

Key Responsibilities

• Review and underwrite mortgage loan applications, including income, assets, credit, and property documentation.
• Analyze self-employed borrower income and financial records.
• Evaluate loan eligibility based on agency, investor, and internal guidelines.
• Review exception requests and recommend alternative loan solutions when appropriate.
• Approve, suspend, or decline loans and prepare adverse action notices as required.
• Assess property acceptability and collateral adequacy.
• Collaborate with loan originators, processors, and closers to obtain required documentation.
• Stay current on mortgage products, underwriting guidelines, and regulatory changes.
• Conduct secondary reviews of suspended or declined loan files.
• Support training and mentoring efforts within the mortgage operations team.

Qualifications

• Experience in mortgage underwriting.
• Strong knowledge of mortgage lending regulations and investor guidelines.
• Ability to analyze complex financial and credit documentation.
• Excellent decision-making, communication, and organizational skills.
• Strong attention to detail and commitment to compliance.

Job Type & Location

This is a Contract position based out of Allentown, PA.

Pay And Benefits

The pay range for this position is $24.00 - $41.90/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical
• dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan
• Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Job Type & Location

This is a Contract position based out of Allentown, PA.

Application Deadline

This position is anticipated to close on Nov 27, 2026.

Workplace Type

This is a hybrid position in Allentown,PA.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems And TEKsystems Global Services

Were a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. Were a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. Were strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. Were building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance:

Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector:

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI):

We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.