Remote Mortgage Processor III | California

Fifth Third Bank; United States; Remote; USD 45,000 - 86,000; Full time

Job summary

Fifth Third Bank is seeking a Mortgage Processor III for a California remote role. You will manage a pipeline of conventional, government, and portfolio loans and ensure timely processing toward closing.

The position requires 3+ years of residential mortgage experience, knowledge of underwriting guidelines, and strong written and verbal communication with borrowers and originators.

Base pay ranges from 45,100 to 85,600 USD annually, with possible incentive compensation.

Qualifications

• High school diploma or equivalent.
• 3+ years of residential mortgage experience in processing.
• In-depth knowledge of conventional, government, and portfolio underwriting guidelines.
• Knowledge of processing underwriting and closing procedures.
• Knowledge of federal lending regulations governing residential real estate lending.
• Demonstrated organizational skills; strong written and verbal communications.
• Strong computer skills (MS Office) and familiarity with mortgage origination systems.

Responsibilities

• Manage a pipeline of conventional, government, and/or portfolio loans. Processing all loan types which may include conventional, FHA, VA, Bond, USDA, special programs, self-employed, and complex loan types.
• Evaluate loan documentation, calculate income, review assets, analyze liabilities, and clear conditions per delegated authority ensuring compliance and underwriting guidelines.
• Validate automated underwriting decision per delegated authority.
• Maintain high level of customer service by being proactive in communicating with the borrowers and loan originators.
• Ensure accurate, complete, and timely loan data on processing system.
• Actively participate in ongoing efforts to continually improve customer service for internal and external customers.
• Review pipeline reports to ensure all tasks are completed.
• Serve as an intermediary for loan issues with Loan Originators, Underwriters and other related departments.
• Assist in training new hires.
• Take active role as an escalation point and resource within the team based on experience/knowledge.
• Maintain ongoing knowledge of Fifth Third Mortgage Company’s policies and procedures.
• Perform any other duties as assigned.
• Assist the processing managers when required with coaching, escalations, balancing workloads, etc.

Skills

Organizational skills

Written communication

Verbal communication

Teamwork

Customer service

Education

High school diploma

Tools

MS Office

Job description

Fifth Third Bank is seeking a Mortgage Processor III for a California remote role. You will manage a pipeline of conventional, government, and portfolio loans and ensure timely processing toward closing.

The position requires 3+ years of residential mortgage experience, knowledge of underwriting guidelines, and strong written and verbal communication with borrowers and originators.

Base pay ranges from 45,100 to 85,600 USD annually, with possible incentive compensation.