Remote Mortgage Originator: Grow Relationships

Choiceone-Bank; Saginaw (MI); On-site; USD 60,000 - 90,000; Full time

Job summary

ChoiceOne-Bank is seeking a Mortgage Loan Originator to procure new mortgage transactions and bring business to the bank. You will interview applicants, collect documents, and submit loan packets, while maintaining client contact to clear stipulations and close loans.

You will also solicit realtors and builders to grow the mortgage portfolio. Reporting to the VP Head of Loan Operations, you’ll stay informed on market conditions, comply with banking regulations, and promote mortgage products.

Qualifications

• Thorough knowledge of the lending function.
• General Accounting knowledge.
• Ability to perform minimal data entry.
• Ability to handle multiple tasks simultaneously.
• Ability to meet established deadlines.

Responsibilities

• Proactive business development.
• Accept mortgage loan applications and interview applicants according to policies and guidelines.
• Collect information for evaluation of borrower’s creditworthiness.
• Keep informed of market conditions and competitive interest rates.
• Develop relationships with realtors, builders and other partners to establish business relationships.
• Assist clients and co-workers with client relationship needs.
• Develop partnerships with banking divisions and participate in staff meetings.

Skills

Communication skills

Analytical abilities

Dependability

Initiative

Education

High School Diploma or equivalent

Bachelor’s Degree in business-related major preferred

Five to seven years of related lending experience

Job description

ChoiceOne-Bank is seeking a Mortgage Loan Originator to procure new mortgage transactions and bring business to the bank. You will interview applicants, collect documents, and submit loan packets, while maintaining client contact to clear stipulations and close loans.

You will also solicit realtors and builders to grow the mortgage portfolio. Reporting to the VP Head of Loan Operations, you’ll stay informed on market conditions, comply with banking regulations, and promote mortgage products.