Remote Mortgage Originator: Close More Deals

U.S. Bank; Madison (WI); Remote; USD 23,000 - 32,000; Full time

Job summary

U.S. Bank is seeking a Mortgage Loan Originator to originate loans in an assigned metropolitan territory. You will take applications, perform preliminary underwriting reviews, and coordinate with processing and underwriting to move files to closing.

The role involves proactive prospecting, building a local referral base, and spending significant time away from branches to meet clients. A valid NMLS registration and a high school diploma are required.

Qualifications

• NMLS registration under the S.A.F.E. Act and Regulation Z, plus ongoing compliance with registration requirements.
• High school degree or equivalent.
• 2+ years of Mortgage, Sales, or Real Estate experience.
• Self-starter with excellent sales ability and ability to work independently.
• Established referral base within assigned market.
• Knowledge of pricing and underwriting requirements of mortgage insurance companies.
• Familiar with underwriting requirements for FNMA, FHLMC, FHA, VA, local programs, and private investors.
• Knowledge of local, state, and national laws impacting lending.
• Excellent communication skills and ability to analyze financial information.
• Sales oriented with proven success in mortgage loan origination.

Responsibilities

• Originate mortgage loans in an assigned metropolitan territory.
• Take applications and conduct preliminary underwriting reviews.
• Submit loan applications to processing and underwriting for approval.
• Follow up to ensure documents for processing, underwriting, and closing are secured timely.
• Spend at least 50% of time conducting sales activities away from U.S. Bank locations.
• Drive 2+ hours per week as part of duties.

Skills

Sales ability

Self-starter

Excellent communication

Analyze financial information

Sales oriented

Referral base

Education

High school degree or equivalent

2+ years Mortgage/Real Estate experience

Job description

U.S. Bank is seeking a Mortgage Loan Originator to originate loans in an assigned metropolitan territory. You will take applications, perform preliminary underwriting reviews, and coordinate with processing and underwriting to move files to closing.

The role involves proactive prospecting, building a local referral base, and spending significant time away from branches to meet clients. A valid NMLS registration and a high school diploma are required.