Remote Mortgage Loan Originator — Drive Growth

U.S. Bank; Cleveland (OH); Hybrid; USD 26,000 - 30,000; Full time

Benefits offered by this job

Healthcare

Paid vacation

401(k) plan

Employee discounts

Job summary

U.S. Bank is seeking a Mortgage Loan Originator to serve an assigned metropolitan territory. The role involves taking applications, performing preliminary underwriting reviews, and guiding loans through processing and underwriting to closing.

A key part is building a strong referral network and meeting production goals. This remote-listed position requires 50% field activities and travel; candidates near our locations may work on-site part-time.

Qualifications

• NMLS registration required under SAFE Act and Regulation Z; ongoing compliance with licensing requirements.
• High school degree or equivalent.
• Two or more years of Mortgage, Sales, or Real Estate experience.
• Self-starter with excellent sales ability and ability to work independently.
• Established referral base within assigned market preferred.
• Knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA and other programs.
• Familiarity with local, state, and national laws related to lending.
• Strong communication and financial analysis skills.
• Proven track record in mortgage loan origination.

Responsibilities

• Originate mortgage loans in an assigned metropolitan territory.
• Take applications and conduct preliminary underwriting reviews.
• Submit loan applications to processing and underwriting for approval.
• Ensure documents required for processing, underwriting, and closing are secured in a timely manner.
• Spend at least 50% of time conducting activities away from U.S. Bank locations; some driving required.

Skills

Mortgage sales

Real estate knowledge

Sales ability

Job description

U.S. Bank is seeking a Mortgage Loan Originator to serve an assigned metropolitan territory. The role involves taking applications, performing preliminary underwriting reviews, and guiding loans through processing and underwriting to closing.

A key part is building a strong referral network and meeting production goals. This remote-listed position requires 50% field activities and travel; candidates near our locations may work on-site part-time.