Remote Long-Term Care Underwriting Leader

Jobgether; Oregon; Hybrid; USD 95,000 - 130,000; Full time

Benefits offered by this job

Fully remote work arrangement

Medical, prescription, dental, and vis

HSA and FSA

PTO

12 weeks parental leave

401(k) with match

Pension plan

Company-paid life and disability

Wellness program

Employee clinics access

Comprehensive benefits for 30+ hrs

Job summary

Jobgether is seeking a Long-Term Care Underwriting Manager based in the United States. This fully remote role oversees risk evaluation and underwriting decisions for life insurance and LTC hybrid products, ensuring compliance with guidelines and pricing standards.

You will mentor underwriting teams and collaborate with internal and external partners. The ideal candidate has 10+ years of underwriting experience, strong analytical skills, and holds or is pursuing industry designations such as FLMI

Qualifications

• Bachelor's degree (BA or BS) or equivalent college-level qualification.
• At least 10 years of professional experience in life insurance or long-term care underwriting.
• Established underwriting approval authority for life insurance cases of at least $5 million and LTC combination products of at least $1 million.
• Strong understanding of underwriting guidelines, risk classification, and mortality and morbidity considerations.
• Ability to assess complex cases and make sound, well-documented underwriting decisions.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and collaboration skills when working with internal and external stakeholders.
• Ability to mentor colleagues and provide technical guidance to underwriting teams.
• Completion of at least one relevant industry designation, such as FLMI or FALU, is preferred.
• Experience or training in EKG interpretation is considered a strong advantage.
• Ability to work fully remotely within the United States, with occasional in-person attendance at offices in California, Indiana, or Maine as required for business needs or team collaboration.
• Candidates must be able to meet applicable background screening requirements associated with the position.

Responsibilities

• Evaluating and classifying risks for life insurance and long-term care hybrid products.
• Making underwriting decisions, including postponing, declining, or assigning substandard ratings within established approval authority limits.
• Ensuring all underwriting decisions align with published guidelines, procedures, and mortality and morbidity pricing requirements.
• Processing underwriting cases using established operating systems and workflows.
• Validating underwriting decisions in collaboration with internal teams and external partners.
• Maintaining compliance with applicable underwriting standards and operational procedures.
• Participating in continuing education activities to strengthen technical expertise and remain informed about industry developments.
• Attending relevant industry events to maintain professional knowledge and awareness of emerging trends.
• Mentoring, advising, and consulting with other underwriting professionals to promote knowledge sharing and consistent decision-making.

Skills

Underwriting

Life Insurance

LTC Knowledge

Education

Bachelor's degree (BA or BS) or equivalent

Job description

Jobgether is seeking a Long-Term Care Underwriting Manager based in the United States. This fully remote role oversees risk evaluation and underwriting decisions for life insurance and LTC hybrid products, ensuring compliance with guidelines and pricing standards.

You will mentor underwriting teams and collaborate with internal and external partners. The ideal candidate has 10+ years of underwriting experience, strong analytical skills, and holds or is pursuing industry designations such as FLMI