Remote Lending Compliance Officer – FDIC & Regulatory Expert

MRISpokane; Spokane (WA); Hybrid; USD 120,000 - 180,000; Full time

Job summary

MRISpokane is seeking a Compliance Officer to lead the bank’s lending compliance program with a focus on federal alphabet regulations impacting consumer and commercial lending activities. You will ensure compliance with consumer protection laws, support a strong compliance culture, and stay exam-ready for FDIC oversight.

Collaboration with the CEO/Board and cross‑functional teams is essential. The role requires 5+ years in banking compliance, BC/finance/legal background, and CRCM or equivalent

Qualifications

• Bachelor’s degree in business, finance, legal studies, or a related field.
• Minimum 5 years of experience in banking compliance with focus on lending compliance.
• CRCM or similar certification preferred (or willingness to obtain within 12 months).
• Excellent analytical and communication skills.
• Proven ability to work independently and collaboratively across departments.

Responsibilities

• Lead the bank’s lending compliance program and CMS.
• Interpret and monitor key federal regulations (Reg B, Reg C, Reg Z, Reg X, Reg O, Reg AA, UDAAP).
• Monitor disclosures, forms and marketing content for regulatory compliance.
• Conduct risk assessments, monitoring and testing of loan origination and servicing.
• Provide regulatory guidance and training to lending and operations teams.
• Support FDIC consumer compliance exams and audits.
• Report compliance findings and trends to executives and the Board.
• Deliver targeted training for lending, credit, and operations staff.
• Maintain documentation of monitoring results and corrective actions.

Skills

Regulatory knowledge

FDIC compliance

Analytical skills

Communication skills

Independent worker

Education

Bachelor's degree in business, finance, legal studies or related field

Job description

MRISpokane is seeking a Compliance Officer to lead the bank’s lending compliance program with a focus on federal alphabet regulations impacting consumer and commercial lending activities. You will ensure compliance with consumer protection laws, support a strong compliance culture, and stay exam-ready for FDIC oversight.

Collaboration with the CEO/Board and cross‑functional teams is essential. The role requires 5+ years in banking compliance, BC/finance/legal background, and CRCM or equivalent