Remote: Lead Model Risk Validator – Finance & Analytics

Remote; San Francisco (CA); Remote; USD 145,000 - 205,000; Full time

Benefits offered by this job

Equity rewards

Monthly stipends for health, wellness,

Tech spending

100% subsidized medical coverage

Dental and vision for you and dependИм

Remote-friendly

Job summary

Affirm is seeking a Lead Validator for Finance and Analytics models within the Model Risk Management team. You will independently challenge financial and analytics models (ALM, forecasting, loan transition, and related analytics) and lead end-to-end validation efforts for high-complexity models.

You will collaborate with Finance, Quantitative Research, and Growth Analytics to remediate findings, strengthen governance, and ensure timely responses to audit requests.

Qualifications

• 4–6 years in model development, model validation, quantitative finance, or data analytics with exposure to financial/analytics model validation
• Deep knowledge of corporate finance, treasury, ALM, or actuarial/statistical forecasting
• Experience in credit underwriting or credit risk management is a plus
• Proficiency with scripting languages (e.g., Python) and handling large datasets (SQL)
• Familiarity with models in Excel, Python, Databricks, or similar environments
• Experience with statistical modeling, time-series forecasting, simulation, or ML in finance/analytics

Responsibilities

• Perform independent validation of financial and analytics models (ALM, allowance/loss forecasting, loan transition models, corporate financial planning, take-up/engagement models) and monitor results
• Lead end-to-end validation engagements on high-complexity models
• Identify model weaknesses and articulate findings to technical and non-technical stakeholders
• Collaborate with model owners and stakeholders to remediate findings and strengthen governance
• Partner to implement and maintain the MRM framework across the company
• Coordinate with Internal Audit, Controls, Accounting, and Compliance to address audit/regulatory requests

Skills

Model validation

Python

SQL

Data analytics

Communication

Education

BS/MS/PhD in Quantitative Field

Tools

Python

SQL

Databricks

Job description

Affirm is seeking a Lead Validator for Finance and Analytics models within the Model Risk Management team. You will independently challenge financial and analytics models (ALM, forecasting, loan transition, and related analytics) and lead end-to-end validation efforts for high-complexity models.

You will collaborate with Finance, Quantitative Research, and Growth Analytics to remediate findings, strengthen governance, and ensure timely responses to audit requests.