Remote Large-Ticket Equipment Finance Credit Analyst

Altius Search Group; United States; À distance; USD 90 000 - 105 000; Plein temps

Résumé du poste

Altius Search Group is seeking a Large Ticket - Credit Analyst for an established national equipment finance company. This remote role underwrites commercial borrowers and equipment finance transactions, prepares well-supported credit recommendations, and partners with sales, operations, documentation, and credit leadership through the approval process.

The ideal candidate has three to seven years of direct equipment finance underwriting experience and can independently manage transactions while

Qualifications

• Three to seven years of direct commercial equipment finance underwriting experience.
• Prior underwriting experience in the equipment finance industry is required.
• Demonstrated experience underwriting commercial equipment loans, leases, or other equipment finance transactions.
• Strong financial statement, cash flow, liquidity, leverage, collateral, and repayment-capacity analysis skills.

Responsabilités

• Underwrite commercial equipment finance transactions by analyzing financial statements, tax returns, cash flow, credit reports, bank information, collateral, guarantor support, and repayment capacity.
• Evaluate equipment loans, finance leases, capital leases, operating leases, sale-leaseback transactions, vendor finance programs, and other commercial equipment finance structures.
• Assess equipment values, collateral quality, advance rates, proposed terms, transaction structure, industry conditions, borrower strength, and concentration exposure.
• Identify material credit risks, policy exceptions, documentation concerns, and appropriate structural or financial mitigants.
• Prepare clear, concise, and well-supported credit memoranda and approval recommendations for new transactions, renewals, amendments, and other credit requests.
• Present transactions and respond to questions from senior credit leadership or the credit committee as needed.
• Collaborate with sales, operations, documentation, asset management, and credit leadership to obtain required information and move qualified transactions efficiently through the approval process.
• Maintain complete and accurate credit files, approval conditions, workflow status, and supporting documentation.
• Monitor assigned transactions for adverse trends, emerging risks, missing information, and unresolved approval conditions.
• Communicate credit concerns promptly and exercise sound independent judgment within established policies and approval guidelines.

Connaissances

Credit underwriting

Financial analysis

Credit risk assessment

Communication

Remote work

Formation

Bachelor's degree

Outils

Excel

Credit systems

Description du poste

Altius Search Group is seeking a Large Ticket - Credit Analyst for an established national equipment finance company. This remote role underwrites commercial borrowers and equipment finance transactions, prepares well-supported credit recommendations, and partners with sales, operations, documentation, and credit leadership through the approval process.

The ideal candidate has three to seven years of direct equipment finance underwriting experience and can independently manage transactions while