Remote High-Value Home Risk Advisor

Berkley Small Business Solutions (a Berkley Company); City of Niagara Falls (NY); Remote; USD 110,000 - 135,000; Full time

Benefits offered by this job

Health benefits

401(k) with profit-sharing

Job summary

Berkley One is seeking a High Value Home Risk Consultant to advise affluent homeowners on risk and loss prevention. You will perform on-site and virtual assessments, identify exposures, and craft tailored mitigation plans.

This remote role serves Brooklyn/Kings County clients, supporting underwriting with accurate risk data and cost estimates. Ideal candidates have 3+ years in risk management, deep construction knowledge, and experience with e2Value.

Qualifications

• 3+ years of experience in risk management, loss control, underwriting, claims, construction, appraising, or a related property risk discipline.
• Strong ability to identify property loss exposures and provide effective loss prevention and risk mitigation recommendations.
• Knowledge of residential construction, building systems, property valuation, and replacement cost methodologies.
• Experience working with affluent clients and a solid understanding of personal insurance products and risk management principles.
• Proficiency with e2Value or similar valuation platforms.
• Exceptional communication, consulting, and relationship-management skills.
• Customer-focused with the ability to influence action, build trust, and advocate for client needs.
• Highly organized, accountable, and collaborative, with strong judgment and problem-solving skills.

Responsibilities

• Conduct comprehensive risk assessments for high-value homes to identify exposures that could lead to property damage, personal liability, or threats to client safety and security.
• Evaluate risks associated with water damage, fire, electrical systems, severe weather, natural catastrophes, homes under construction, personal security, and other exposures common to affluent homeowners.
• Deliver tailored loss prevention recommendations designed to reduce the likelihood and severity of loss while improving the resilience of the home and lifestyle.
• Act as a trusted advisor by educating clients on risks, explaining mitigation options, and supporting informed decision‑making.
• Encourage and influence adoption of loss prevention measures through effective consultation, clear communication, and ongoing engagement with clients and brokers.
• Maintain knowledge of emerging loss trends, technologies, and best practices to provide relevant and actionable risk management guidance.
• Collaborate with brokers, clients, contractors, and service providers to facilitate the implementation of recommended risk mitigation solutions.
• Validate and document property characteristics, construction features, protective systems, and occupancy information to support sound underwriting decisions.
• Develop, validate, and maintain accurate replacement cost estimates to help ensure adequate insurance-to-value.
• Identify, evaluate, and elevate material underwriting concerns, changes in risk profile, or coverage adequacy issues discovered during the assessment process.
• Prepare clear and concise risk assessment reports that communicate exposures, recommendations, and underwriting considerations.
• Other duties as assigned

Skills

Risk assessment

Underwriting knowledge

Construction background

Affluent client service

Consulting communication

Education

Bachelor's degree or equivalent

Tools

e2Value

Job description

Berkley One is seeking a High Value Home Risk Consultant to advise affluent homeowners on risk and loss prevention. You will perform on-site and virtual assessments, identify exposures, and craft tailored mitigation plans.

This remote role serves Brooklyn/Kings County clients, supporting underwriting with accurate risk data and cost estimates. Ideal candidates have 3+ years in risk management, deep construction knowledge, and experience with e2Value.