Remote Financial Model Risk Lead | Validation & Governance

Affirm, Inc.; San Jose (CA); Remote; USD 185,000 - 245,000; Full time

Benefits offered by this job

100% paid health premiums for you and

Monthly tech stipend

Flexible time off

Employee stock purchase plan

Job summary

affirm seeks a Lead validator for Finance and Analytics models within the Model Risk Management team. You will independently validate ALM, forecasting, loan transition, and planning models, leading end-to-end validation engagements.

Collaborate with model owners across Finance, Quantitative Research, and Growth Analytics to remediate findings and strengthen governance. Strong analytical and communication skills are essential.

Qualifications

• 4–6 years in model development, model validation, quantitative finance, or data analytics.
• Deep knowledge of corporate finance, treasury, ALM, or actuarial forecasting.
• Experience in credit underwriting or risk management is a plus.
• Proficient with scripting languages (e.g., Python) and large datasets (SQL).
• Experience with statistical modeling, time-series forecasting, ML in finance/analytics.
• Degree in quantitative field (BS/MS/PhD).
• Strong communication to senior stakeholders and cross-functional teams.

Responsibilities

• Perform independent validation of financial and analytics models (ALM, forecast, LTM, planning, take-up).
• Lead end-to-end validation engagements for high-complexity models.
• Identify weaknesses and articulate findings to technical and non-technical stakeholders.
• Collaborate with model owners across Finance and Growth Analytics to remediate findings.
• Partner to implement and maintain the Model Risk Management framework.
• Coordinate with Internal Audit, Controls, Accounting, and Compliance to address requests.

Skills

Model validation

Quantitative finance

Data analytics

Python

SQL

Communication

Education

BS/MS/PhD in quantitative field

Tools

Excel

Python

Databricks

SQL

Job description

affirm seeks a Lead validator for Finance and Analytics models within the Model Risk Management team. You will independently validate ALM, forecasting, loan transition, and planning models, leading end-to-end validation engagements.

Collaborate with model owners across Finance, Quantitative Research, and Growth Analytics to remediate findings and strengthen governance. Strong analytical and communication skills are essential.