Remote Credit Analyst: Entry-Level Career Path

Huntington National Bank; Houston (TX); Hybrid; USD 55,000 - 75,000; Full time

Job summary

The Huntington National Bank is seeking an entry-level Credit Analyst to join its fast-paced commercial banking team in an analytical role focused on creditworthiness assessment and portfolio support.

You will work with relationship managers and credit officers, preparing analyses, Excel-based charts, and written evaluations while developing toward roles in credit administration and portfolio management.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration or Economics.
• Internship(s) or prior experience in loan credit quality or financial analysis.
• Proficiency using Microsoft Word and Excel.
• Ability to multi-task and self-manage workflow.
• Demonstrated confidence, assertiveness, and professionalism.
• Ability to analyze financial data and narrative information quickly and thoroughly.

Responsibilities

• Work directly with relationship managers, portfolio managers and credit officers to expand market share, enhance relationship return, serve our customers, and protect the quality of the Bank’s loan portfolio.
• Gather and analyze financial and business information to determine a prospective or current borrower’s credit worthiness in accordance with the Bank’s credit policies and risk appetite.
• Assist in the preparation of screening, underwriting and approval documents, taking increasing responsibility as experience is gained.
• Prepare Excel charts, standard or customized, in service of analyzing a borrower’s financial wherewithal and ability to repay the debt.
• Prepare written evaluations of borrowers’ financial condition and future outlook for credit approvals, renewals and periodic portfolio reviews.
• Verbally deliver summary analysis of borrowers’ financial condition within a deal team setting.
• Record receipt of borrower-provided reporting and maintain credit files in accordance with Credit Policy.
• Performs other duties as assigned.

Skills

Multi-tasking

Self-management

Professionalism

Analytical thinking

Education

Bachelor’s degree in Finance, Accounting, Business Administration or Economics

Tools

Microsoft Word

Excel

Job description

The Huntington National Bank is seeking an entry-level Credit Analyst to join its fast-paced commercial banking team in an analytical role focused on creditworthiness assessment and portfolio support.

You will work with relationship managers and credit officers, preparing analyses, Excel-based charts, and written evaluations while developing toward roles in credit administration and portfolio management.