Remote Corporate Underwriting Analyst

Plaza-Home-Mortgage

San Diego (CA)

On-site

USD 43,000 - 50,000

Full time

5 days ago

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Benefits offered by this job

Medical/dental/vision

401(k)

Job summary

Plaza Home Mortgage, Inc. is seeking a Corporate Underwriting Analyst to support the underwriting team by clarifying post-closing issues, reviewing documents, and ensuring timely suspense resolution. This remote role collaborates with investors, divisions, and third parties to minimize costs.

Candidates should have 5+ years in Mortgage Banking/Underwriting, experience with DU/LP, and strong knowledge of guidelines (FHA/VA/USDA/Jumbo). Excellent communication and detail orientation are essential.

Qualifications

5+ years experience in Mortgage Banking/Underwriting.
Experience with Desktop Underwriter and Loan Prospector underwriting systems.
Knowledge of agency, non-agency and investor underwriting guidelines including FHA, VA, USDA, DSCR, nonQM and Jumbo products.
Knowledge of mortgage regulatory compliance.
Proficient knowledge of MS Office and Integra.

Responsibilities

Acts as a liaison with investors on post-closing issues as a primary member of the investor suspense team.
Checks daily preparation and distribution of investor suspense pipeline report, to include outstanding investor suspense items from all investor sites and removal of purchased loans.
Collaborates with the divisions and leadership to remedy defects, as needed, within required turn around times.
Oversees the procurement of documentation necessary to satisfy suspense notices and post-closing audits as required.
Validates all documentation received for relevancy in regard to the satisfying of the pertinent defect finding.
Prepares accurate and well written rebuttals to investors and agencies to cure or refute defect findings.
Monitors shipped loans until settlement to ensure timely suspense notification or purchase of the loan.
Identifies process gaps and opportunities within underwriting and operations.
Assists additional internal departments as needed in curing post-closing audit findings including the procurement of documentation as needed from third parties.
Maintains a working knowledge of all loan programs and guidelines.
Escalates issues as needed by communicating directly with divisions, corporate personnel, and investors.
Assists with writing and/or updating Policy and Procedures.
Reconciles second review reports as needed.