Remote Commercial Loan Portfolio Manager

Rogue Credit Union; Medford (OR); Remote; USD 82,000 - 103,000; Full time

Job summary

Rogue Credit Union, a member-owned financial cooperative in southern Oregon, seeks a Commercial Portfolio Manager to oversee an assigned portfolio of lending relationships, monitor borrower performance, risk, and regulatory compliance, and collaborate with internal teams to maintain credit quality.

Supports risk mitigation, renewal activities, covenant compliance, and collateral reviews while ensuring timely action on remediation and opportunities to deepen member relationships.

Qualifications

• Five+ years of commercial lending, portfolio management, or related financial institutional experience.
• A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.

Responsibilities

• Manages an assigned portfolio of commercial lending relationships by monitoring borrower performance, financial condition, collateral, and overall credit quality.
• Supports ongoing management of commercial credit risk by identifying and monitoring higher-risk lending relationships and assisting with risk mitigation strategies.
• Monitors commercial loan and line-of-credit maturities to ensure timely renewal, extension, modification, and refinance activities.
• Monitors commercial loan covenant compliance and ongoing loan requirements by tracking financial reporting, insurance, collateral documentation, appraisals, environmental reports, and other loan conditions.
• Monitors and evaluates collateral supporting commercial lending relationships by reviewing appraisals, insurance, title information, lien filings, inspections and other collateral documentation.

Skills

Commercial lending principles

Credit risk

Loan risk-rating

Real estate valuations

Collateral evaluations

Multiple credit relationships

Written and verbal communication

Organizational skills

Independent judgment

Education

Two-year degree or equivalent

Job description

Rogue Credit Union, a member-owned financial cooperative in southern Oregon, seeks a Commercial Portfolio Manager to oversee an assigned portfolio of lending relationships, monitor borrower performance, risk, and regulatory compliance, and collaborate with internal teams to maintain credit quality.

Supports risk mitigation, renewal activities, covenant compliance, and collateral reviews while ensuring timely action on remediation and opportunities to deepen member relationships.